What the mapping shows for Cardwell

  • Part of Cardwell is mapped as subject to coastal inundation.

    4.9% of Cardwell is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

Check an address in Cardwell →

Heat Risk in Cardwell, QLD: 2026 Assessment

Cardwell, Queensland· UNKNOWN
Cardwell experiences high temperatures and humidity, particularly during the summer months. Climate change is expected to increase the frequency and intensity of heatwaves.Updated 7 Mar 2026

4.9% of Cardwell is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Heat Risk Score

Not assessed

Cardwell experiences high temperatures and humidity, particularly during the summer months. Climate change is expected to increase the frequency and intensity of heatwaves.

Key Facts

Heat Risk
Cardwell experiences high temperatures and humidity, particularly during the summer months. Climate change is expected to increase the frequency and intensity of heatwaves.
Trend
increasing
Suburb
Cardwell, QLD
Overall Risk
Medium
Postcode
4849
Region
Regional QLD
Median property value
$450,000
Dominant hazard
extreme heat

Heat Risk Analysis

Cardwell in Queensland faces location-specific extreme heat risk. The Bureau of Meteorology (BOM) reports that Australia's average temperature has increased by approximately 1.5 °C since 1910, with the frequency of extreme heat days rising across most regions.

The urban heat island (UHI) effect can make built-up areas of Cardwell warmer than surrounding rural areas, particularly on summer nights. Dark roof materials, limited tree canopy cover, and heat-absorbing surfaces contribute to localised heat stress that varies by property.

High humidity levels exacerbate the impact of high temperatures.

Get an address-level heat risk assessment from ClimateNest for Cardwell including cooling cost estimates, heatwave vulnerability scoring, and adaptation recommendations tailored to your property.

Heat risk in Cardwell is tied to the broader Regional QLD climate, and the number of days above 35°C is expected to grow through 2050 - a factor that affects cooling costs, garden viability and property desirability.

Cardwell located in Regional QLD (postcode 4849), is a Queensland suburb tracked by ClimateNest. The suburb's median property value is $450,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cardwell.

Across the six hazard axes ClimateNest models, the dominant climate risk for Cardwell in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+35% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cardwell, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cardwell are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Avg January Max Temp31.5 °C
Heat Stress Events/Year5
Urban Heat ContextHigh humidity levels exacerbate the impact of high temperatures.

Historical Events

2018
Moderate

Cardwell experienced a prolonged heatwave with temperatures exceeding 35°C for several days.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding from heavy rainfall.

Est. cost: High

Strengthen coastal defenses

Long-term

Construct seawalls and other coastal defenses to protect against sea level rise and storm surge.

Est. cost: Very High

Develop a heatwave management plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Bushfire mitigation

Near-term

Undertake controlled burns and vegetation management to reduce the risk of bushfires.

Est. cost: Medium

Council & Emergency Services

Cassowary Coast Regional Council
Emergency Services

Data last updated: 7 March 2026

Explore Cardwell Risk Reports

Frequently Asked Questions

How hot does Cardwell get in summer?

Cardwell in Queensland experiences summer temperatures consistent with the regional climate. BOM publishes historical temperature data for weather stations near Cardwell. Get a property-specific heat exposure assessment with projected cooling costs from ClimateNest.

Is extreme heat increasing in Cardwell?

Australia-wide, extreme heat events have become more frequent since the mid-20th century, and this trend is consistent with CSIRO climate projections for Queensland. Continued warming is likely through 2050 under all emissions scenarios.

How does heat affect energy costs for Cardwell properties?

Higher temperatures increase cooling demand, which raises electricity costs. ClimateNest provides energy cost projections based on your property's specific exposure to extreme heat days in Cardwell and the performance of your building envelope.

What heat mitigation measures work best in Cardwell?

Effective heat mitigation includes light-coloured roofing (cool roofs), ceiling and wall insulation, double-glazed windows, external shading, cross-ventilation design, and increasing tree canopy around the property. These measures reduce indoor temperatures and cooling costs.

Is Cardwell Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cardwell, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections