What the mapping shows for Cardwell
Part of Cardwell is mapped as subject to coastal inundation.
4.9% of Cardwell is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)
Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23
This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.
Check an address in Cardwell →Cardwell Demographics: Population, Age & Income Profile (QLD)
4.9% of Cardwell is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)
That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.
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Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections
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Liveability Score
5.8Cardwell has a medium demographic profile typical of Queensland suburbs
Key Facts
- Median Age
- 38 years (state avg)
- Median Household Income
- $1,310/wk (state avg)
- Families with Children
- 28.3% of households
- Home Ownership
- 65.4% own — 31.9% rent
- Postcode
- 4849
- Region
- Regional QLD
- Median property value
- $450,000
- Dominant hazard
- extreme heat
Demographics Analysis
Cardwell in Queensland reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in Queensland has a median weekly income of around $1,310, with a median age of 38 years.
The ABS reports that 28.3% of households in Queensland are couples with children, while 26.5% are couples without children. Lone person households account for 23.9% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.
Home ownership rates in Queensland show that 65.4% of households own their home (with or without a mortgage), while 31.9% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Cardwell.
Climate risk is an increasingly important factor for property buyers evaluating suburbs like Cardwell. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Cardwell property to understand how climate projections may affect your investment.
Cardwell located in Regional QLD (postcode 4849), is a Queensland suburb tracked by ClimateNest. The suburb's median property value is $450,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cardwell.
Across the six hazard axes ClimateNest models, the dominant climate risk for Cardwell in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+35% by 2030). The actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Cardwell, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cardwell are increasingly made with an address-level climate report in hand.
Adaptation & Mitigation Actions
Improve drainage infrastructure
Near-termUpgrade drainage systems to reduce the risk of flooding from heavy rainfall.
Est. cost: High
Strengthen coastal defenses
Long-termConstruct seawalls and other coastal defenses to protect against sea level rise and storm surge.
Est. cost: Very High
Develop a heatwave management plan
ImmediateImplement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.
Est. cost: Medium
Bushfire mitigation
Near-termUndertake controlled burns and vegetation management to reduce the risk of bushfires.
Est. cost: Medium
Council & Emergency Services
Explore Cardwell Risk Reports
View other climate risk assessments for Cardwell:
Frequently Asked Questions
What is the population of Cardwell?
Population data for Cardwell comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the Queensland state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.
What is the median age in Cardwell?
The median age for Queensland is 38 years according to the 2021 ABS Census, which serves as a reference point for Cardwell. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.
What is the average household income in Cardwell?
The median weekly household income in Queensland is $1,310 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.
What type of people live in Cardwell?
The demographic profile of Cardwell is broadly shaped by its location within Queensland. According to the ABS Census, 28.3% of households in the state are couples with children, while 26.5% are couples without children. The overall population of Queensland has a median age of 38 — use this as context when assessing the demographic character of Cardwell.
Is Cardwell Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Cardwell, Queensland, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections