Climate Risk Assessment: Pebbly Beach, NSW

Pebbly Beach, New South Wales
Updated May 2026

Pebbly Beach, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards. Residents should prepare for more frequent extreme weather events and consider long-term adaptation strategies.

Is Pebbly Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pebbly Beach, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Pebbly Beach

Flood

Pebbly Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localized flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfire in Pebbly Beach is moderate, given the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Pebbly Beach is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Pebbly Beach faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These factors can impact infrastructure and property values.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Pebbly Beach

Detailed Hazard Analysis

heat Risk

Pebbly Beach is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Pebbly Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localized flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Pebbly Beach faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. These factors can impact infrastructure and property values.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The risk of bushfire in Pebbly Beach is moderate, given the surrounding bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price depreciation.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area maps.
  • 2.Assess the property's vulnerability to sea level rise and coastal erosion.
  • 3.Consider the cost of insurance and potential for increased premiums.
  • 4.Evaluate the property's energy efficiency and ability to withstand extreme weather events.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Learn more

Strengthen Coastal Defenses

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and coastal erosion.

Est. cost: High

Learn more

Develop a Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public education on heat safety.

Est. cost: Low

Learn more

Bushfire Preparedness

Near-term

Implement bushfire mitigation strategies, such as fuel reduction and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Learn more

About Pebbly Beach's Climate Risk Profile

Pebbly Beach is a coastal community in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding from intense rainfall and rising sea levels, bushfires due to hotter and drier conditions, more frequent and severe heatwaves, and coastal erosion.

The risk of flooding is exacerbated by the suburb's proximity to waterways and low-lying areas. Climate change is expected to increase the intensity of rainfall events, leading to more frequent and severe flooding. Sea level rise will further compound this risk, inundating low-lying areas and damaging infrastructure.

The bushfire risk is also increasing due to hotter and drier conditions. Climate change is creating a longer fire season and increasing the likelihood of extreme fire events. Residents should be prepared to evacuate their homes in the event of a bushfire.

Heatwaves are becoming more frequent and intense, posing a significant health risk, especially for vulnerable populations such as the elderly and those with chronic health conditions. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water and staying in air-conditioned environments.

Coastal erosion is also a concern, as rising sea levels and increased storm intensity threaten to erode the coastline and damage property. Protecting coastal areas will require a combination of hard engineering solutions and nature-based approaches.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Pebbly Beach?

The main risks include increased flooding, more frequent and intense heatwaves, and coastal erosion.

How will climate change affect property values in Pebbly Beach?

Properties in high-risk areas may experience price depreciation due to increased insurance premiums and potential damage from extreme weather events.

What can I do to protect my home from flooding?

Consider installing flood barriers, elevating your home, and improving drainage around your property.

How can I prepare for a heatwave?

Stay hydrated, stay in air-conditioned environments, and check on vulnerable neighbors and family members.

What is the local council doing to address climate change?

The local council is developing a climate strategy to reduce greenhouse gas emissions and adapt to the impacts of climate change. Please check the council website for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Pebbly Beach, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Pebbly Beach, NSW | ClimateNest