Flood Risk in Ournie, NSW: 2026 Assessment

Ournie, New South Wales· UNKNOWN
Ournie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.Updated 27 May 2026

Is Ournie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ournie, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Flood Risk Score

Not assessed

Ournie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key Facts

Flood Risk
Ournie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.
Trend
increasing
Suburb
Ournie, NSW
Overall Risk
Medium
Postcode
2640

Flood Risk Analysis

Ournie, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates past events have impacted low-lying areas near the river.

Ournie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Ournie. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range150-180m
Flood Zone ClassificationPotentially affected

Historical Events

2023
Minor

Minor flooding occurred along the Murray River, with some localized impacts on Ournie.

2012
Moderate

The Murray River experienced moderate flooding, impacting low-lying areas around Ournie.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs and improve bushfire management practices.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to address potential water scarcity due to climate change.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 27 May 2026

Explore Ournie Risk Reports

Frequently Asked Questions

Is Ournie at risk of flooding?

Based on available data, Ournie has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Ournie?

Insurance costs for flood cover in Ournie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Ournie?

Yes, flood risk can affect property values in Ournie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Ournie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Ournie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Ournie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ournie, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections