📮 Oura postcode: 2650

Flood Risk in Oura, NSW: 2026 Assessment

Oura, New South Wales· City of Wagga Wagga· 2650
Oura faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 29 May 2026

Is Oura Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Oura, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Flood Risk Score

Not assessed

Oura faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Oura faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Oura, NSW
Overall Risk
Medium
Postcode
2650

Flood Risk Analysis

Oura, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Oura has experienced flooding in the past, and future events are likely to be more severe due to climate change.

Oura faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Oura. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range200-220m
Flood Zone ClassificationModerate

Historical Events

2012
Moderate

The Murrumbidgee River experienced moderate flooding, affecting some properties in Oura.

2010
Major

Major flooding along the Murrumbidgee River impacted Oura, causing property damage and displacement.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in levees and drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs and property maintenance guidelines to reduce bushfire risk.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

City of Wagga Wagga
Emergency Services

Data last updated: 29 May 2026

Explore Oura Risk Reports

Frequently Asked Questions

Is Oura at risk of flooding?

Based on available data, Oura has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Oura?

Insurance costs for flood cover in Oura depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Oura?

Yes, flood risk can affect property values in Oura. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Oura?

Elevation is a critical factor in flood risk. Properties at higher elevations within Oura typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Oura Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Oura, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections