Climate Risk in Mount Saint Thomas, NSW

Mount Saint Thomas, New South Wales
Updated May 2026

Mount Saint Thomas faces moderate climate risks, primarily from flooding and heatwaves. The risk of these events is projected to increase with climate change, requiring proactive adaptation measures.

Is Mount Saint Thomas Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mount Saint Thomas, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Mount Saint Thomas

Flood

Mount Saint Thomas faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks. The risk is expected to increase with climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The bushfire risk in Mount Saint Thomas is moderate due to its proximity to bushland areas. Hot, dry conditions during summer increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Mount Saint Thomas experiences a high risk of heatwaves, particularly during the summer months. Climate change is expected to increase the frequency and intensity of heatwaves.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Coastal risk is low in Mount Saint Thomas due to its distance from the coast. Sea level rise and coastal erosion are not significant threats.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Mount Saint Thomas

Detailed Hazard Analysis

heat Risk

Mount Saint Thomas experiences a high risk of heatwaves, particularly during the summer months. Climate change is expected to increase the frequency and intensity of heatwaves.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Mount Saint Thomas faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks. The risk is expected to increase with climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Coastal risk is low in Mount Saint Thomas due to its distance from the coast. Sea level rise and coastal erosion are not significant threats.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The bushfire risk in Mount Saint Thomas is moderate due to its proximity to bushland areas. Hot, dry conditions during summer increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and heatwave risks.

Price Impact

Potential for slight price reductions in flood-prone areas.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Consider energy efficiency upgrades.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to better manage heavy rainfall and reduce the risk of flooding.

Est. cost: Medium

Learn more

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Learn more

Promote Energy Efficiency

Long-term

Encourage residents to adopt energy-efficient practices to reduce their carbon footprint and lower energy bills.

Est. cost: Low to Medium

Learn more

Bushfire Preparedness

Near-term

Provide education and resources to residents on how to prepare their properties for bushfires.

Est. cost: Low

Learn more

About Mount Saint Thomas's Climate Risk Profile

Mount Saint Thomas, NSW, is a suburb that faces a range of climate-related challenges. The most significant risks include flooding from heavy rainfall and heatwaves during the summer months. While the suburb is not directly on the coast, it is still important to consider the broader impacts of climate change on the region.

Flooding is a concern due to the potential for intense rainfall events. The local topography and drainage systems can be overwhelmed, leading to property damage and disruption to daily life. Bushfire risk is present but considered moderate due to the distance from large, dense bushland areas.

Heatwaves pose a significant threat to the health and well-being of residents, particularly the elderly and vulnerable populations. The urban environment can exacerbate the effects of heatwaves, creating an urban heat island effect. Coastal risks are minimal due to the suburb's inland location.

Addressing these climate risks requires a combination of mitigation and adaptation strategies. Mitigation efforts focus on reducing greenhouse gas emissions to slow the pace of climate change. Adaptation measures aim to build resilience to the impacts of climate change that are already being felt and are projected to worsen in the future.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Mount Saint Thomas?

The main climate risks are flooding from heavy rainfall and heatwaves during the summer months. There is also a moderate risk of bushfires.

How is climate change expected to impact Mount Saint Thomas?

Climate change is expected to increase the frequency and intensity of heatwaves and flooding events. Bushfire risk may also increase.

What can I do to prepare for heatwaves?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors. Consider installing air conditioning or visiting a cooling center.

How can I protect my property from flooding?

Ensure that your property is properly drained, and consider installing flood barriers. Check your insurance policy to ensure that you are covered for flood damage.

What should I do if there is a bushfire in the area?

Stay informed about the fire situation and follow the advice of emergency services. If you are in a high-risk area, evacuate to a safe location.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Mount Saint Thomas, use our analysis tool.

Check Your flood Risk Now

Check Mount Saint Thomas's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections