Climate Risk Profile: Mount Kembla, NSW

Mount Kembla, New South Wales· Wollongong· 2526
Updated May 2026

Mount Kembla is a suburb in New South Wales that faces significant climate risks, particularly from bushfires and flooding. The risk scores are projected to increase by 2030 and 2050 due to climate change.

Is Mount Kembla Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mount Kembla, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Mount Kembla

Flood

Mount Kembla has a moderate risk of flooding due to its proximity to creeks and the potential for heavy rainfall. Properties near waterways are particularly vulnerable.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Mount Kembla faces a high risk of bushfires due to its location surrounded by bushland. Dry conditions and strong winds can exacerbate the risk.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Mount Kembla experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves expected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Mount Kembla has a low coastal risk due to its distance from the coastline. Sea level rise and coastal erosion are not significant threats.

Key drivers:

  • ·Sea level rise

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Mount Kembla

Detailed Hazard Analysis

heat Risk

Mount Kembla experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves expected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Mount Kembla has a moderate risk of flooding due to its proximity to creeks and the potential for heavy rainfall. Properties near waterways are particularly vulnerable.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Mount Kembla has a low coastal risk due to its distance from the coastline. Sea level rise and coastal erosion are not significant threats.

Primary Drivers

  • ·Sea level rise
Data source

bushfire Risk

Mount Kembla faces a high risk of bushfires due to its location surrounded by bushland. Dry conditions and strong winds can exacerbate the risk.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high bushfire and flood risk.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes and understand coverage limitations.
  • 4.Consider the long-term impacts of climate change on property value.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood-proofing measures for vulnerable properties.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Immediate

Implement bushfire management plans, conduct hazard reduction burns, and improve community education.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Near-term

Establish cooling centers, provide public health advice, and ensure access to water during heatwaves.

Est. cost: Low

Learn more

Strengthen Building Codes

Long-term

Update building codes to require more resilient construction materials and designs that can withstand extreme weather events.

Est. cost: High

Learn more

Community Awareness Programs

Near-term

Educate residents about climate risks and preparedness measures through workshops and online resources.

Est. cost: Low

Learn more

About Mount Kembla's Climate Risk Profile

Mount Kembla, nestled in the Illawarra region of New South Wales, is a suburb with a rich history and a unique natural environment. However, like many areas in Australia, it is increasingly vulnerable to the impacts of climate change.

The primary climate risks for Mount Kembla are bushfires and flooding. The suburb's location, surrounded by dense bushland, makes it highly susceptible to bushfires, especially during dry and windy conditions. Climate change is expected to exacerbate these conditions, leading to more frequent and intense bushfire seasons.

Flooding is another significant concern, with the potential for heavy rainfall to cause flash flooding in low-lying areas and near creeks. Urban development and changes in land use can also contribute to increased flood risk.

While coastal risks are relatively low due to the suburb's distance from the coast, the impacts of climate change, such as rising temperatures and more frequent heatwaves, will affect the community. These changes can have implications for public health, infrastructure, and the local economy.

Addressing these climate risks requires a combination of mitigation and adaptation strategies. Mitigation efforts focus on reducing greenhouse gas emissions to slow down the pace of climate change, while adaptation measures aim to build resilience and minimize the impacts of unavoidable changes. These strategies include improving building standards, enhancing emergency response capabilities, and promoting community awareness and preparedness.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Mount Kembla?

The main climate change risks for Mount Kembla are bushfires, flooding, and heatwaves. These risks are projected to increase in the future due to climate change.

How will climate change affect property values in Mount Kembla?

Properties in high-risk areas may experience a decrease in value due to increased insurance premiums and potential damage from extreme weather events.

What can I do to prepare for bushfires in Mount Kembla?

You can prepare for bushfires by creating a bushfire survival plan, clearing vegetation around your home, and staying informed about fire danger ratings.

Where can I find information about flood risks in Mount Kembla?

You can find information about flood risks on the Wollongong City Council website and the NSW State Emergency Service website.

What is the council doing to address climate change in Mount Kembla?

Wollongong City Council is implementing various strategies to address climate change, including reducing greenhouse gas emissions, improving infrastructure resilience, and promoting community awareness.

Are there any community groups in Mount Kembla focused on climate action?

Yes, there are several local community groups and environmental organizations in the Wollongong region that are actively involved in climate action and sustainability initiatives. Check the Wollongong City Council website for a list of local groups.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Mount Kembla, use our analysis tool.

Check Your flood Risk Now

Check Mount Kembla's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Mount Kembla, NSW | ClimateNest