Climate Risk Profile: Merrill, NSW

Merrill, New South Wales
Updated May 2026

Merrill is a suburb in New South Wales that faces moderate climate risks. The primary concerns are bushfires and heatwaves, with flooding also posing a potential threat. Residents should prepare for more frequent extreme weather events in the future.

Is Merrill Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Merrill, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Merrill

Flood

Flooding is a potential concern in Merrill, with localised flash flooding possible during heavy rainfall events. The risk is moderate due to the area's topography and drainage infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Inadequate drainage infrastructure

Bushfire

Merrill faces a moderate bushfire risk due to its proximity to bushland areas. Hot, dry conditions during the fire season can increase the likelihood of bushfires.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation

Heat

Heatwaves are becoming more frequent and intense in Merrill, posing a risk to vulnerable populations. The urban heat island effect may exacerbate the impact of heatwaves.

Key drivers:

  • ·Rising global temperatures
  • ·Urbanisation

Coastal

Coastal risks are minimal in Merrill due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Merrill

Detailed Hazard Analysis

heat Risk

Heatwaves are becoming more frequent and intense in Merrill, posing a risk to vulnerable populations. The urban heat island effect may exacerbate the impact of heatwaves.

Primary Drivers

  • ·Rising global temperatures
  • ·Urbanisation
Data source

flood Risk

Flooding is a potential concern in Merrill, with localised flash flooding possible during heavy rainfall events. The risk is moderate due to the area's topography and drainage infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Coastal risks are minimal in Merrill due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

Merrill faces a moderate bushfire risk due to its proximity to bushland areas. Hot, dry conditions during the fire season can increase the likelihood of bushfires.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks

Price Impact

Property values may be affected by increased climate risks

Buyer Checklist

  • 1.Check flood maps and bushfire prone area status
  • 2.Assess property's vulnerability to heatwaves
  • 3.Consider potential impacts of climate change on insurance premiums
  • 4.Review council's climate adaptation plans

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement bushfire management strategies

Immediate

Clear vegetation around properties and develop evacuation plans to reduce the risk of bushfire damage.

Est. cost: Low

Learn more

Promote energy efficiency

Long-term

Encourage residents to reduce energy consumption to lower greenhouse gas emissions and mitigate climate change.

Est. cost: Low

Learn more

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Learn more

About Merrill's Climate Risk Profile

Merrill is located in a region that is increasingly vulnerable to the impacts of climate change. Rising temperatures are contributing to more frequent and intense heatwaves, which can strain infrastructure and pose health risks to vulnerable populations. The risk of bushfires is also increasing due to drier conditions and longer fire seasons.

Flooding is another concern for Merrill, with localised flash flooding possible during heavy rainfall events. The area's topography and drainage infrastructure may not be adequate to handle extreme rainfall events, increasing the risk of property damage and disruption to daily life.

While Merrill is not directly exposed to coastal risks, the broader region is vulnerable to sea level rise and coastal erosion. These impacts can indirectly affect Merrill through supply chain disruptions and displacement of populations from coastal areas.

To mitigate these risks, residents and local authorities should take steps to adapt to climate change. This includes investing in infrastructure improvements, implementing bushfire management strategies, and promoting energy efficiency to reduce greenhouse gas emissions. Individual actions, such as preparing for heatwaves and maintaining home insurance, can also help to reduce vulnerability to climate change impacts.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Merrill?

The main climate risks facing Merrill are bushfires, heatwaves, and flooding. These risks are projected to increase in the future due to climate change.

How can I prepare for heatwaves in Merrill?

To prepare for heatwaves, stay hydrated, seek air-conditioned environments, and check on vulnerable neighbours. Follow advice from NSW Health.

What should I do during a bushfire in Merrill?

During a bushfire, follow the advice of the NSW Rural Fire Service. If your property is threatened, evacuate to a safe location.

Is my property at risk of flooding in Merrill?

Check the local council's flood maps to determine if your property is at risk of flooding. Take steps to protect your property from flood damage.

What is the local council doing to address climate change in Merrill?

The local council is developing a climate strategy to reduce greenhouse gas emissions and adapt to the impacts of climate change. Check the council's website for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Merrill, use our analysis tool.

Check Your flood Risk Now

Check Merrill's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections