📮 Lemon Tree postcode: 2319

Bushfire Risk in Lemon Tree, NSW: 2026 Assessment

Lemon Tree, New South Wales· Port Stephens Council· 2319
Bushfire risk in Lemon Tree is moderate, with some areas bordering bushland. Hotter, drier conditions are projected to increase bushfire frequency and intensity.Updated 30 May 2026

Is Lemon Tree Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lemon Tree, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Bushfire Risk Score

Not assessed

Bushfire risk in Lemon Tree is moderate, with some areas bordering bushland. Hotter, drier conditions are projected to increase bushfire frequency and intensity.

Key Facts

Bushfire Risk
Bushfire risk in Lemon Tree is moderate, with some areas bordering bushland. Hotter, drier conditions are projected to increase bushfire frequency and intensity.
Trend
increasing
Suburb
Lemon Tree, NSW
Overall Risk
Medium
Postcode
2259

Bushfire Risk Analysis

Lemon Tree, New South Wales, has a bushfire risk in lemon tree is moderate, with some areas bordering bushland. hotter, drier conditions are projected to increase bushfire frequency and intensity. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Parts of Lemon Tree are designated as bushfire prone areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Lemon Tree, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Lemon Tree including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Lemon Tree. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires threatened communities in the Port Stephens area, including Lemon Tree Passage. Firefighters battled the blaze to protect homes and property.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood barriers, drainage improvements, and elevated building foundations to protect properties from flooding.

Est. cost: Medium

Bushfire Preparedness

Immediate

Clear vegetation around homes, develop a bushfire survival plan, and ensure access to water for firefighting.

Est. cost: Low

Heatwave Action Plan

Near-term

Establish a community heatwave action plan, including cooling centers and outreach programs for vulnerable residents.

Est. cost: Low

Coastal Protection Measures

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to mitigate erosion and inundation.

Est. cost: High

Council & Emergency Services

Port Stephens Council
Emergency Services

Data last updated: 30 May 2026

Explore Lemon Tree Risk Reports

Frequently Asked Questions

Is Lemon Tree in a bushfire prone area?

Parts of Lemon Tree may be designated as bushfire prone land. Based on available data, Lemon Tree has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Lemon Tree?

BAL ratings in Lemon Tree depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Lemon Tree?

Yes, properties in bushfire-prone parts of Lemon Tree may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Lemon Tree?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

Is Lemon Tree Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lemon Tree, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections