Climate Risk Profile: Legume, NSW

Legume, New South Wales· Kyogle· 2476
Updated May 2026

Legume, NSW, faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events.

Is Legume Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Legume, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Legume

Flood

Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways

Bushfire

Legume has some bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures may increase bushfire frequency and intensity.

Key drivers:

  • ·Drier conditions
  • ·Increased temperatures

Heat

Legume is expected to experience more frequent and intense heatwaves. Higher average temperatures can impact vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Legume is not located near the coast, so coastal risks are minimal.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Legume

Detailed Hazard Analysis

heat Risk

Legume is expected to experience more frequent and intense heatwaves. Higher average temperatures can impact vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Climate change
Data source

flood Risk

Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Climate change
Data source

coastal Risk

Legume is not located near the coast, so coastal risks are minimal.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

Legume has some bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures may increase bushfire frequency and intensity.

Primary Drivers

  • ·Drier conditions
  • ·Increased temperatures
  • ·Vegetation density
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risk.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property and lifestyle.
  • 4.Review insurance coverage for climate-related risks.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce the impact of droughts and water scarcity.

Est. cost: Low

Learn more

Support Sustainable Agriculture

Long-term

Implement sustainable farming practices to reduce greenhouse gas emissions and improve resilience to climate change.

Est. cost: Medium

Learn more

About Legume's Climate Risk Profile

Legume is a small town in northern New South Wales. The region is characterized by rolling hills and agricultural land. Climate change is expected to bring significant changes to the area, particularly in the form of increased flooding, more frequent heatwaves, and a heightened risk of bushfires.

The primary concern for Legume is the increasing risk of flooding. The town is located near several waterways, making it vulnerable to heavy rainfall events. Climate change models predict more intense rainfall, which could lead to more frequent and severe flooding. This poses a threat to homes, businesses, and infrastructure.

Heatwaves are also expected to become more common and intense in Legume. Higher average temperatures can put a strain on the health of residents, especially the elderly and those with pre-existing conditions. It can also impact agricultural productivity and increase the risk of heat stress for livestock.

Bushfire risk is another factor to consider. The surrounding vegetation can become dry and flammable during periods of drought and high temperatures. This increases the likelihood of bushfires, which can threaten lives and property.

While coastal risks are minimal due to Legume's inland location, the community should still be aware of the broader impacts of climate change and take steps to adapt to the changing environment.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Legume?

The main risks are increased flooding, more frequent and intense heatwaves, and a heightened risk of bushfires.

How will climate change affect property values in Legume?

Property values may be affected by increasing climate risks, particularly from flooding and bushfires. Insurance premiums may also increase.

What can I do to prepare for heatwaves in Legume?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors. Consider installing air conditioning or visiting a cooling center.

What should I do during a flood in Legume?

Follow emergency instructions, evacuate if necessary, and avoid driving through floodwaters. Stay informed about flood warnings and monitor water levels.

How can I protect my home from bushfires in Legume?

Clear vegetation around your home, install fire-resistant materials, and have a bushfire survival plan. Stay informed about bushfire warnings and be prepared to evacuate.

Where can I find more information about climate change impacts in Legume?

You can find more information on the Kyogle Council website, the NSW Department of Planning and Environment website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Legume, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections