Climate Risk in Kempsey, New South Wales

Kempsey, New South Wales· Kempsey Shire Council· 2440
Updated Apr 2026

Kempsey faces notable climate risks, primarily from flooding and heatwaves. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.

Is Kempsey Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kempsey, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Kempsey

Flood

Kempsey is located on the Macleay River floodplain and has a history of significant flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise affecting river discharge

Bushfire

Areas around Kempsey are susceptible to bushfires, particularly during dry periods. Climate change is projected to increase the length and severity of the fire season.

Key drivers:

  • ·Higher temperatures
  • ·Drier conditions

Heat

Kempsey is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat events

Coastal

Kempsey is located inland and is not directly exposed to coastal hazards. However, sea level rise may affect the lower reaches of the Macleay River.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Kempsey

Detailed Hazard Analysis

heat Risk

Kempsey is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of extreme heat events
  • ·Urban heat island effect
Data source

flood Risk

Kempsey is located on the Macleay River floodplain and has a history of significant flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise affecting river discharge
  • ·Changes in catchment hydrology
Data source

coastal Risk

Kempsey is located inland and is not directly exposed to coastal hazards. However, sea level rise may affect the lower reaches of the Macleay River.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
Data source

bushfire Risk

Areas around Kempsey are susceptible to bushfires, particularly during dry periods. Climate change is projected to increase the length and severity of the fire season.

Primary Drivers

  • ·Higher temperatures
  • ·Drier conditions
  • ·Increased fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high flood risk.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Consider the potential impacts of heatwaves.
  • 4.Obtain adequate insurance coverage.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve flood defenses

Immediate

Invest in infrastructure to protect Kempsey from flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop a heatwave management plan

Near-term

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Reduce bushfire risk

Near-term

Implement fuel reduction programs and improve bushfire preparedness in the community.

Est. cost: Medium

Learn more

Raise awareness of climate risks

Long-term

Educate the community about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Kempsey's Climate Risk Profile

Kempsey, located in the Macleay Valley, is particularly vulnerable to flooding due to its position on the Macleay River floodplain. Historical flood events have caused significant damage to property and infrastructure. Climate change is expected to exacerbate this risk, with projections indicating more intense rainfall events and higher river levels.

Bushfire risk is also a concern, especially in areas surrounding the town that are close to bushland. Hotter and drier conditions are expected to increase the frequency and severity of bushfires in the region. Residents should be aware of bushfire safety measures and have a plan in place.

Heatwaves are becoming more frequent and intense, posing a health risk to vulnerable populations. It is important to stay hydrated, seek shade, and avoid strenuous activity during periods of extreme heat.

While Kempsey is not directly on the coast, sea level rise may affect the lower reaches of the Macleay River, potentially increasing flood risk. The council is working to develop strategies to mitigate the impacts of climate change and build resilience in the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Kempsey?

The main climate change risks in Kempsey are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare for flooding in Kempsey?

You can prepare for flooding by checking flood maps, having a flood plan, and ensuring you have adequate insurance coverage. It is also important to stay informed about weather warnings and follow the advice of emergency services.

What should I do during a heatwave in Kempsey?

During a heatwave, it is important to stay hydrated, seek shade, and avoid strenuous activity. Check on vulnerable neighbors and friends, and consider visiting a cooling center if you do not have access to air conditioning.

How can I reduce my bushfire risk in Kempsey?

You can reduce your bushfire risk by maintaining your property to reduce fuel loads, having a bushfire survival plan, and staying informed about fire danger ratings. It is also important to follow the advice of the NSW Rural Fire Service.

What is the council doing to address climate change in Kempsey?

The Kempsey Shire Council is working to develop strategies to mitigate the impacts of climate change and build resilience in the community. This includes investing in flood defenses, developing a heatwave management plan, and raising awareness of climate risks.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Kempsey, use our analysis tool.

Check Your flood Risk Now

Check Kempsey's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections