Climate Risk Profile: Kearns, NSW

Kearns, New South Wales· Campbelltown· 2558
Updated May 2026

Kearns is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves. Bushfire risk is also present. Residents should prepare for increasing extreme weather events.

Is Kearns Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kearns, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Kearns

Flood

Kearns faces a moderate risk of flooding due to its proximity to local waterways and low-lying areas. Intense rainfall events can lead to flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The suburb has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Kearns is susceptible to heatwaves, with increasing average temperatures posing a risk to vulnerable populations. Urban heat island effect may exacerbate the impact.

Key drivers:

  • ·Rising average temperatures
  • ·Urban heat island effect

Coastal

Kearns is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Kearns

Detailed Hazard Analysis

heat Risk

Kearns is susceptible to heatwaves, with increasing average temperatures posing a risk to vulnerable populations. Urban heat island effect may exacerbate the impact.

Primary Drivers

  • ·Rising average temperatures
  • ·Urban heat island effect
  • ·Reduced green cover
Data source

flood Risk

Kearns faces a moderate risk of flooding due to its proximity to local waterways and low-lying areas. Intense rainfall events can lead to flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Kearns is located inland and has a low risk of coastal hazards such as sea level rise and coastal erosion.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

The suburb has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Home insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience slower price growth.

Buyer Checklist

  • 1.Check flood maps and potential flood risk for the specific property.
  • 2.Assess bushfire risk and ensure adequate fire protection measures.
  • 3.Consider energy efficiency upgrades to mitigate heat impacts.
  • 4.Review home insurance policy for flood and fire coverage.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade and maintain local drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Bushfire Preparedness Planning

Near-term

Develop and implement community-based bushfire preparedness plans, including evacuation routes and fire safety measures.

Est. cost: Low

Learn more

Heatwave Early Warning System

Immediate

Establish a heatwave early warning system to alert vulnerable residents and provide guidance on staying safe during extreme heat events.

Est. cost: Low

Learn more

Increase Green Cover

Long-term

Plant more trees and vegetation to reduce the urban heat island effect and provide shade during hot weather.

Est. cost: Medium

Learn more

About Kearns's Climate Risk Profile

Kearns, located in the Campbelltown area of New South Wales, is exposed to several climate-related risks. The most significant threat comes from flooding, as the suburb is situated near waterways that can overflow during periods of heavy rainfall. The increasing intensity of rainfall events due to climate change is expected to exacerbate this risk.

Bushfire risk is also a concern for Kearns, given the presence of surrounding bushland. While not as immediate as the flood risk, the potential for bushfires to impact the community remains a factor that residents need to consider. Hot, dry conditions, coupled with strong winds, can create dangerous fire conditions.

Heatwaves are another growing concern for Kearns. As average temperatures rise, the suburb is likely to experience more frequent and intense heatwaves, posing a particular risk to vulnerable populations such as the elderly and those with pre-existing health conditions. The urban heat island effect can further amplify these impacts.

While coastal risks are minimal due to its inland location, Kearns is still indirectly affected by broader climate change impacts. Changes in weather patterns and increased frequency of extreme events can have cascading effects on the region's economy and environment. Residents should stay informed about climate projections and take steps to adapt to these changes.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Kearns?

The main climate change risks for Kearns are flooding, bushfires, and heatwaves. Flooding is a concern due to the suburb's proximity to waterways, while bushfires are a risk due to surrounding bushland. Heatwaves are becoming more frequent and intense due to rising average temperatures.

How can I prepare my home for flooding in Kearns?

To prepare your home for flooding, consider installing flood barriers, elevating appliances, and ensuring proper drainage around your property. Check the Campbelltown City Council's flood maps to understand your property's specific risk.

What should I do during a heatwave in Kearns?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members. Visit the Health NSW website for more information on heatwave safety.

How can I protect my property from bushfires in Kearns?

To protect your property from bushfires, clear vegetation around your home, maintain your gutters, and have a bushfire survival plan in place. Check the NSW Rural Fire Service website for more information on bushfire preparedness.

Where can I find more information about climate change impacts in the Campbelltown area?

You can find more information about climate change impacts in the Campbelltown area on the Campbelltown City Council website, the NSW Department of Planning and Environment website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Kearns, use our analysis tool.

Check Your flood Risk Now

Check Kearns's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections