Climate Risk in Humula, New South Wales

Humula, New South Wales· Snowy Valleys· 2729
Updated May 2026

Humula is a rural locality in New South Wales that faces moderate climate risks, primarily from bushfires and flooding. Climate change is expected to exacerbate these risks, with increasing temperatures and more frequent extreme weather events. Residents should prepare for potential impacts on property and infrastructure.

Is Humula Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Humula, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Humula

Flood

Humula faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of local creeks and waterways. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Local topography

Bushfire

Humula is located in a region with a high bushfire risk due to dry vegetation and hot, dry summers. Climate change is projected to increase the frequency and intensity of bushfire events.

Key drivers:

  • ·Dry vegetation
  • ·Hot and dry summers

Heat

Humula experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected due to climate change. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Humula is located inland and does not face any direct coastal risks such as sea-level rise or coastal erosion.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Humula

Detailed Hazard Analysis

heat Risk

Humula experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected due to climate change. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect (limited in Humula)
Data source

flood Risk

Humula faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of local creeks and waterways. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Local topography
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Humula is located inland and does not face any direct coastal risks such as sea-level rise or coastal erosion.

Data source

bushfire Risk

Humula is located in a region with a high bushfire risk due to dry vegetation and hot, dry summers. Climate change is projected to increase the frequency and intensity of bushfire events.

Primary Drivers

  • ·Dry vegetation
  • ·Hot and dry summers
  • ·Increased frequency of extreme heat events
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increasing risk of bushfires and floods.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check for flood and bushfire risk assessments.
  • 2.Ensure adequate insurance coverage.
  • 3.Consider the cost of adaptation measures.
  • 4.Review local council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Bushfire Preparedness

Immediate

Implement community-wide bushfire preparedness programs, including fuel reduction and evacuation planning.

Est. cost: Medium

Learn more

Upgrade Drainage Infrastructure

Near-term

Invest in upgrading drainage infrastructure to mitigate flood risks from increased rainfall intensity.

Est. cost: High

Learn more

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to address potential water scarcity issues due to climate change.

Est. cost: Low

Learn more

About Humula's Climate Risk Profile

Humula, NSW, is a small rural community located in the Snowy Valleys region. The primary climate risks for Humula include bushfires, flooding, and heatwaves. The region's climate is characterized by warm summers and cool winters, with rainfall distributed throughout the year.

Bushfire risk is a significant concern for Humula due to the surrounding dry vegetation and hot, dry summers. Climate change is projected to increase the frequency and intensity of bushfire events, posing a threat to homes and infrastructure. Residents should maintain firebreaks and have evacuation plans in place.

Flooding is another risk for Humula, particularly during periods of heavy rainfall. Local creeks and waterways can overflow, inundating low-lying areas. Climate change is expected to increase the intensity of rainfall events, potentially exacerbating flood risks. Improved drainage infrastructure and flood mitigation measures are needed.

Heatwaves are also becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions. Residents should take precautions to stay cool during heatwaves, such as drinking plenty of water and seeking air-conditioned environments.

Overall, Humula faces a range of climate risks that are expected to increase in the future. Residents and local authorities should take proactive steps to adapt to these changes and mitigate their potential impacts.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Humula?

Humula faces risks from bushfires, flooding, and heatwaves, which are expected to increase due to climate change.

How will climate change affect property values in Humula?

Properties in high-risk areas may experience a decrease in value due to increased bushfire and flood risks.

What is the local council doing to address climate change?

The Snowy Valleys Council is developing climate adaptation plans and investing in infrastructure upgrades to mitigate climate risks.

How can I prepare my home for bushfires?

Maintain firebreaks, clear gutters, and have an evacuation plan in place. Refer to the NSW RFS website for detailed guidance.

What should I do during a heatwave?

Stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Humula, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections