Climate Risk Profile: Harparary, NSW

Harparary, New South Wales
Updated May 2026

Harparary, NSW, faces increasing risks from bushfires and heatwaves. Flooding is also a concern due to changing rainfall patterns. Coastal risks are minimal.

Is Harparary Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Harparary, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Harparary

Flood

Flooding may occur due to heavy rainfall and proximity to waterways.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Bushfire risk is elevated due to surrounding vegetation and dry conditions.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Coastal risk is low due to distance from the coast.

Key drivers:

  • ·Sea level rise

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Harparary

Detailed Hazard Analysis

heat Risk

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Flooding may occur due to heavy rainfall and proximity to waterways.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Coastal risk is low due to distance from the coast.

Primary Drivers

  • ·Sea level rise
Data source

bushfire Risk

Bushfire risk is elevated due to surrounding vegetation and dry conditions.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to climate risks.

Price Impact

Potential for decreased property values in high-risk areas.

Buyer Checklist

  • 1.Check flood maps
  • 2.Assess bushfire risk
  • 3.Consider heatwave resilience
  • 4.Review insurance options

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve building standards for bushfire resilience

Immediate

Implement stricter building codes to protect homes from bushfires.

Est. cost: High

Learn more

Develop a heatwave management plan

Near-term

Create a plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Learn more

Upgrade stormwater drainage infrastructure

Near-term

Improve drainage systems to reduce flood risk.

Est. cost: High

Learn more

Community education programs

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Harparary's Climate Risk Profile

Harparary is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary concerns are rising temperatures, increased bushfire risk, and potential flooding.

Heatwaves are projected to become more frequent and intense, posing a significant threat to the health of residents, particularly the elderly and those with pre-existing conditions. Bushfire risk is also on the rise due to drier conditions and increased vegetation.

Flooding is a concern due to the potential for heavy rainfall events. While coastal risks are relatively low, the suburb should still be aware of the potential impacts of sea level rise on nearby coastal areas.

Addressing these climate risks will require a combination of mitigation and adaptation strategies. Mitigation efforts should focus on reducing greenhouse gas emissions, while adaptation strategies should focus on building resilience to the impacts of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Harparary?

The main risks are increasing bushfire danger, more frequent and intense heatwaves, and potential flooding.

How will climate change affect property values in Harparary?

Property values in high-risk areas may be negatively impacted due to increased insurance costs and potential damage from climate-related events.

What can I do to prepare for heatwaves?

Stay hydrated, stay indoors during the hottest part of the day, and check on vulnerable neighbors.

How can I protect my home from bushfires?

Clear vegetation around your home, install fire-resistant materials, and have a bushfire survival plan.

Where can I find more information about flood risks in Harparary?

Check the local council's flood maps and the NSW State Emergency Service website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Harparary, use our analysis tool.

Check Your flood Risk Now

Check Harparary's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Harparary, NSW | ClimateNest