Climate Risk in Gymea Bay, New South Wales

Gymea Bay, New South Wales· Sutherland Shire· 2227
Updated May 2026

Gymea Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. The risk scores are projected to increase by 2030 and 2050 under high emissions scenarios. Residents should prepare for more frequent extreme weather events.

Is Gymea Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gymea Bay, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Gymea Bay

Flood

Gymea Bay is susceptible to flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to stormwater runoff and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The suburb has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Gymea Bay is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Sea level rise poses a threat to coastal areas of Gymea Bay, potentially leading to increased erosion and inundation. Low-lying properties are particularly vulnerable.

Key drivers:

  • ·Thermal expansion of seawater
  • ·Melting glaciers and ice sheets

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Gymea Bay

Detailed Hazard Analysis

heat Risk

Gymea Bay is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Gymea Bay is susceptible to flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to stormwater runoff and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Sea level rise poses a threat to coastal areas of Gymea Bay, potentially leading to increased erosion and inundation. Low-lying properties are particularly vulnerable.

Primary Drivers

  • ·Thermal expansion of seawater
  • ·Melting glaciers and ice sheets
Data source

bushfire Risk

The suburb has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential impact of sea level rise.
  • 4.Review insurance options and costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and community outreach programs.

Est. cost: Low

Learn more

Strengthen coastal defenses

Long-term

Invest in coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and erosion.

Est. cost: High

Learn more

Enhance bushfire preparedness

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Learn more

About Gymea Bay's Climate Risk Profile

Gymea Bay, located in the Sutherland Shire, is exposed to a range of climate-related risks. Its proximity to waterways makes it vulnerable to flooding, particularly during periods of heavy rainfall. Climate change is expected to exacerbate this risk, with more intense storms and rising sea levels.

Bushfire risk is also a concern, given the presence of surrounding bushland. While not as high as some other areas, the potential for bushfires remains, especially during hot, dry summers. Residents should maintain their properties and be aware of fire safety guidelines.

Heatwaves are becoming more frequent and intense, posing a significant health risk to vulnerable populations. The urban environment can amplify the effects of heat, making it essential to take precautions during extreme heat events.

Coastal hazards, such as sea level rise and erosion, also present a challenge. Low-lying areas are at risk of inundation, and coastal infrastructure may be vulnerable to damage. Long-term planning is needed to address these risks and protect coastal communities.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Gymea Bay?

Gymea Bay is primarily at risk from flooding, heatwaves, and coastal hazards. Bushfire risk is also a concern due to surrounding bushland.

How is climate change expected to impact Gymea Bay in the future?

Climate change is projected to increase the frequency and intensity of extreme weather events, such as heatwaves and floods. Sea level rise also poses a long-term threat to coastal areas.

What can residents do to prepare for climate change?

Residents can take steps to reduce their vulnerability to climate risks, such as improving home insulation, developing a heatwave plan, and maintaining their properties to reduce bushfire risk.

What is the council doing to address climate change?

Sutherland Shire Council is developing and implementing climate strategies to reduce emissions and adapt to the impacts of climate change. This includes investing in stormwater infrastructure, promoting energy efficiency, and protecting coastal areas.

Where can I find more information about climate risks in Gymea Bay?

You can find more information on the Sutherland Shire Council website, the NSW Office of Environment and Heritage website, and the Bureau of Meteorology website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Gymea Bay, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Gymea Bay, NSW | ClimateNest