📮 Curl Curl postcode: 2096

Curl Curl Demographics: Population, Age & Income Profile (NSW)

Curl Curl, New South Wales· Northern Beaches· 2096

Curl Curl has a medium demographic profile typical of New South Wales suburbsUpdated 29 May 2026

Is Curl Curl Safe from Climate Risk?

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What A$49 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Liveability Score

5.2

Curl Curl has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age: 38 years (state avg)
Median Household Income: $1,468/wk (state avg)
Families with Children: 28.7% of households
Home Ownership: 64.5% own — 31.5% rent
Postcode: 2096
Region: Greater Sydney
Median property value: $1.6 million
Dominant hazard: extreme heat

Demographics Analysis

Curl Curl in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Curl Curl.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Curl Curl. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Curl Curl property to understand how climate projections may affect your investment.

Curl Curl located in Greater Sydney (postcode 2096), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Curl Curl.

Across the six hazard axes ClimateNest models, the dominant climate risk for Curl Curl in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Curl Curl, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Curl Curl are increasingly made with an address-level climate report in hand.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct seawalls and other coastal protection structures to mitigate coastal erosion and sea level rise.

Est. cost: High

Develop a heatwave management plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Reduce bushfire risk

Near-term

Implement bushfire risk reduction measures, such as clearing vegetation around properties and conducting controlled burns.

Est. cost: Medium

Promote water conservation

Long-term

Encourage residents and businesses to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Northern Beaches Council

Emergency Services

Data last updated: 29 May 2026

Explore Curl Curl Risk Reports

View other climate risk assessments for Curl Curl:

Should I Buy Flood Risk Bushfire Risk Climate Safety Storm Risk Heat Risk Insurance Costs Investment Score Crime & Safety School Catchments Median Property Value Selling Guide Lender Climate Risk

Frequently Asked Questions

What is the population of Curl Curl?

Population data for Curl Curl comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Curl Curl?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Curl Curl. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Curl Curl?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Curl Curl?

The demographic profile of Curl Curl is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Curl Curl.