Climate Risk in Curl Curl, New South Wales

Curl Curl, New South Wales· Northern Beaches· 2096
Updated May 2026

Curl Curl is a coastal suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is expected to exacerbate these risks in the future, with increasing temperatures, sea levels, and extreme weather events. Residents should take steps to prepare for these challenges and adapt to a changing climate.

Is Curl Curl Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Curl Curl, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Curl Curl

Flood

Curl Curl faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to stormwater runoff and potential inundation of properties.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfire in Curl Curl is moderate, with some areas bordering bushland. Hot, dry conditions and strong winds can increase the likelihood of fire ignition and spread.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Curl Curl is experiencing an increase in the frequency and intensity of heatwaves. Higher average temperatures and prolonged periods of extreme heat can pose health risks, particularly for vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Curl Curl faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. Rising sea levels can exacerbate erosion and inundation of low-lying coastal areas.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Curl Curl

Detailed Hazard Analysis

heat Risk

Curl Curl is experiencing an increase in the frequency and intensity of heatwaves. Higher average temperatures and prolonged periods of extreme heat can pose health risks, particularly for vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Curl Curl faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to stormwater runoff and potential inundation of properties.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Curl Curl faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. Rising sea levels can exacerbate erosion and inundation of low-lying coastal areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The risk of bushfire in Curl Curl is moderate, with some areas bordering bushland. Hot, dry conditions and strong winds can increase the likelihood of fire ignition and spread.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate change risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone land maps.
  • 2.Assess the property's vulnerability to coastal erosion.
  • 3.Consider the potential impact of heatwaves on the property.
  • 4.Review insurance options and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement coastal protection measures

Long-term

Construct seawalls and other coastal protection structures to mitigate coastal erosion and sea level rise.

Est. cost: High

Learn more

Develop a heatwave management plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Learn more

Reduce bushfire risk

Near-term

Implement bushfire risk reduction measures, such as clearing vegetation around properties and conducting controlled burns.

Est. cost: Medium

Learn more

Promote water conservation

Long-term

Encourage residents and businesses to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Learn more

About Curl Curl's Climate Risk Profile

Curl Curl, a suburb on the Northern Beaches of Sydney, is exposed to a range of climate-related risks. Its coastal location makes it vulnerable to sea level rise and coastal erosion, while its proximity to bushland increases the risk of bushfires. The suburb is also experiencing more frequent and intense heatwaves, and heavy rainfall events can lead to flooding.

Climate change is projected to worsen these risks in the coming decades. Sea levels are expected to rise, increasing the risk of coastal inundation and erosion. Temperatures are also projected to increase, leading to more frequent and intense heatwaves. Changes in rainfall patterns could lead to more intense rainfall events and increased flooding risk.

These climate change impacts could have significant consequences for Curl Curl. Coastal erosion could damage property and infrastructure, while heatwaves could pose health risks, particularly for vulnerable populations. Flooding could disrupt transportation and damage homes and businesses. Bushfires could threaten lives and property.

To address these challenges, it is important for residents, businesses, and the local government to take action to adapt to climate change. This could include measures such as building seawalls to protect against coastal erosion, improving building design to withstand heatwaves, and implementing better stormwater management to reduce flooding risk. It is also important to reduce greenhouse gas emissions to slow the pace of climate change.

By taking action now, Curl Curl can reduce its vulnerability to climate change and create a more sustainable future.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Curl Curl?

Curl Curl faces risks from flooding, bushfires, heatwaves, and coastal erosion, all of which are expected to worsen with climate change.

How will sea level rise affect Curl Curl?

Sea level rise could lead to increased coastal erosion and inundation of low-lying areas near Curl Curl Beach.

What can I do to prepare for heatwaves in Curl Curl?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

How can I protect my property from bushfires in Curl Curl?

Clear vegetation around your property, install fire-resistant materials, and have a bushfire survival plan.

Where can I find information about flood risks in Curl Curl?

The Northern Beaches Council website provides information about flood maps and flood management plans.

Is Curl Curl a good place to invest in property considering climate change?

While Curl Curl is a desirable location, potential buyers should carefully consider the climate change risks and take appropriate adaptation measures.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Curl Curl, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections