📮 Calderwood postcode: 2527

Flood Risk in Calderwood, NSW: 2026 Assessment

Calderwood, New South Wales· Shellharbour· 2527
Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.Updated 31 May 2026

Is Calderwood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Calderwood, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Flood Risk Score

Not assessed

Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.

Key Facts

Flood Risk
Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.
Trend
increasing
Suburb
Calderwood, NSW
Overall Risk
Medium
Postcode
2527
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat

Flood Risk Analysis

Calderwood, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some properties in Calderwood have experienced flooding in the past.

Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Calderwood located in Coastal NSW (postcode 2527), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Calderwood.

Across the six hazard axes ClimateNest models, the dominant climate risk for Calderwood in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Calderwood, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Calderwood are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayAlbion Park Creek
Elevation Range20-50 meters
Flood Zone ClassificationAreas near Albion Park Creek are prone to flooding.

Historical Events

2017
Minor

Minor flooding occurred in low-lying areas of Calderwood due to heavy rainfall.

2011
Moderate

Heavy rainfall caused localised flooding in Calderwood, affecting some residential properties.

Adaptation & Mitigation Actions

Improve Flood Defences

Near-term

Construct levees and drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as vegetation management and fire breaks.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and establish cooling centers for vulnerable residents.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Shellharbour City Council
Emergency Services

Data last updated: 31 May 2026

Explore Calderwood Risk Reports

Frequently Asked Questions

Is Calderwood at risk of flooding?

Based on available data, Calderwood has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Calderwood?

Insurance costs for flood cover in Calderwood depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Calderwood?

Yes, flood risk can affect property values in Calderwood. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Calderwood?

Elevation is a critical factor in flood risk. Properties at higher elevations within Calderwood typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Calderwood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Calderwood, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections