📮 Calderwood postcode: 2527

Is Calderwood, NSW Climate Safe? 2026 Assessment

Calderwood, New South Wales· Shellharbour· 2527
Moderate climate risk — address-specificUpdated 31 May 2026

Is Calderwood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Calderwood, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Climate Safety Score

5.8

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Calderwood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to localised flooding.
Bushfire
Calderwood has a high bushfire risk due to its location near bushland. Dry conditions and strong winds can exacerbate the risk during bushfire season.
Heat
Calderwood experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected in the future.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2527
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat

Climate Safety Analysis

Calderwood in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Calderwood's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Calderwood is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Calderwood including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Calderwood located in Coastal NSW (postcode 2527), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Calderwood.

Across the six hazard axes ClimateNest models, the dominant climate risk for Calderwood in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Calderwood, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Calderwood are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL OverlayRFS Bush Fire Prone Land Map
Nearest WaterwayAlbion Park Creek
Flood ZoneAreas near Albion Park Creek are prone to flooding.
Avg January Max27.5 °C

Historical Events

2020
Major

The 2019-2020 bushfires impacted the region, with smoke and air quality affecting Calderwood residents.

2017
Minor

Minor flooding occurred in low-lying areas of Calderwood due to heavy rainfall.

2013
Moderate

A bushfire near Calderwood threatened properties, requiring residents to evacuate.

2011
Moderate

Heavy rainfall caused localised flooding in Calderwood, affecting some residential properties.

Adaptation & Mitigation Actions

Improve Flood Defences

Near-term

Construct levees and drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as vegetation management and fire breaks.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and establish cooling centers for vulnerable residents.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Shellharbour City Council
Emergency Services

Data last updated: 31 May 2026

Explore Calderwood Risk Reports

Frequently Asked Questions

Is Calderwood safe from climate change?

No location in Australia is entirely immune to climate change impacts. Calderwood has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Calderwood?

The dominant hazard for Calderwood depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Calderwood compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Calderwood?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Calderwood?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Calderwood.

Is Calderwood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Calderwood, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections