Climate Risk in Stirling, Western Australia

Stirling, Western Australia
Updated Mar 2026

Stirling faces a medium overall climate risk, with notable concerns related to heatwaves and bushfire. Climate change is expected to exacerbate these risks, increasing the frequency and intensity of extreme weather events. Residents should prepare for hotter summers and potential disruptions from bushfires and coastal hazards.

Is Stirling Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stirling, Western Australia, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Stirling

Flood

Stirling faces a moderate risk of flooding, primarily from heavy rainfall events and potential stormwater runoff. The risk is expected to increase due to climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Stirling has a notable bushfire risk due to its proximity to bushland areas. Hot, dry summers increase the likelihood of bushfires, and climate change is projected to exacerbate these conditions.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Stirling is experiencing more frequent and intense heatwaves. Rising temperatures pose a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Stirling faces a moderate coastal risk due to its proximity to the coastline. Sea level rise and coastal erosion are potential threats.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Stirling

Detailed Hazard Analysis

heat Risk

Stirling is experiencing more frequent and intense heatwaves. Rising temperatures pose a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Stirling faces a moderate risk of flooding, primarily from heavy rainfall events and potential stormwater runoff. The risk is expected to increase due to climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Sea level rise
Data source

coastal Risk

Stirling faces a moderate coastal risk due to its proximity to the coastline. Sea level rise and coastal erosion are potential threats.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Coastal erosion
Data source

bushfire Risk

Stirling has a notable bushfire risk due to its proximity to bushland areas. Hot, dry summers increase the likelihood of bushfires, and climate change is projected to exacerbate these conditions.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in high-risk areas due to climate change impacts.

Price Impact

Properties in areas with high climate risk may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to heatwaves and coastal hazards.
  • 3.Inquire about insurance costs and coverage.
  • 4.Review council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Implement bushfire management strategies

Immediate

Reduce fuel loads near properties and implement community education programs on bushfire preparedness.

Est. cost: Low

Learn more

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Protect coastal areas

Long-term

Implement coastal protection measures to mitigate the impacts of sea level rise and erosion.

Est. cost: High

Learn more

Promote water conservation

Near-term

Encourage water conservation practices to reduce strain on water resources during prolonged dry periods.

Est. cost: Low

Learn more

About Stirling's Climate Risk Profile

Stirling, Western Australia, is increasingly vulnerable to the impacts of climate change. Rising temperatures are leading to more frequent and intense heatwaves, posing health risks to vulnerable populations and increasing energy demand for cooling. The suburb's proximity to bushland also makes it susceptible to bushfires, particularly during the hot, dry summer months.

Changes in rainfall patterns are contributing to both increased flood risk and prolonged drought periods. Intense rainfall events can overwhelm stormwater drainage systems, leading to localized flooding. At the same time, longer dry spells can strain water resources and increase the risk of bushfires.

Coastal areas within Stirling are also threatened by sea level rise and coastal erosion. These changes could impact infrastructure, property values, and natural ecosystems. Planning for these long-term changes is essential to protect the community and its assets.

Addressing these climate risks requires a multi-faceted approach, including reducing greenhouse gas emissions, adapting infrastructure to withstand extreme weather events, and educating the community about climate change impacts and preparedness measures. By taking proactive steps, Stirling can build resilience and ensure a sustainable future for its residents.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Stirling?

The main climate change risks in Stirling include increased heatwaves, bushfire risk, flooding from heavy rainfall, and coastal hazards such as sea level rise and erosion.

How will climate change affect property values in Stirling?

Properties in areas with high climate risk, such as those prone to flooding or bushfires, may experience a decrease in value. Insurance premiums may also increase in these areas.

What is the council doing to address climate change?

The local council is responsible for developing and implementing climate adaptation plans, managing stormwater drainage, and providing emergency services. Check the council website for more information.

How can I prepare my home for a bushfire?

You can prepare your home for a bushfire by clearing vegetation around your property, installing a bushfire sprinkler system, and having a bushfire survival plan.

What should I do during a heatwave?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbors and family members.

Where can I find information about flood risks in Stirling?

Information about flood risks in Stirling can be found on the Department of Primary Industries and Regional Development website, which provides floodplain mapping and related resources.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Stirling, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections