Climate Risk in Derby, Western Australia

Derby, Western Australia
Updated Apr 2026

Derby, WA, faces significant climate risks, particularly from flooding, heatwaves, and coastal hazards. The town's low-lying coastal location and proximity to the Fitzroy River make it highly susceptible to flooding, while rising temperatures exacerbate heat stress. Sea level rise also poses a threat to coastal areas.

Is Derby Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Derby, Western Australia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Derby

Flood

Derby faces a high risk of flooding due to its low-lying coastal location and proximity to the Fitzroy River. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfire in Derby is moderate, with surrounding grasslands and scrubland posing a potential fire hazard during the dry season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Derby experiences high temperatures, particularly during the summer months, increasing the risk of heatwaves and heat stress.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

As a coastal town, Derby is vulnerable to coastal erosion and inundation due to sea level rise and storm surges.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Derby

Detailed Hazard Analysis

heat Risk

Derby experiences high temperatures, particularly during the summer months, increasing the risk of heatwaves and heat stress.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
Data source

flood Risk

Derby faces a high risk of flooding due to its low-lying coastal location and proximity to the Fitzroy River. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surges
Data source

coastal Risk

As a coastal town, Derby is vulnerable to coastal erosion and inundation due to sea level rise and storm surges.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Coastal erosion
Data source

bushfire Risk

The risk of bushfire in Derby is moderate, with surrounding grasslands and scrubland posing a potential fire hazard during the dry season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high risk of flooding and other climate-related hazards.

Price Impact

Properties in low-lying areas may experience a decrease in value due to the risk of flooding and coastal inundation.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to coastal erosion.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider the property's energy efficiency and cooling needs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Upgrade Flood Defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees, drainage systems, and flood barriers.

Est. cost: High

Learn more

Develop a Heat Action Plan

Near-term

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Implement Coastal Protection Measures

Near-term

Protect coastal areas from erosion and inundation through measures such as seawalls, beach nourishment, and managed retreat.

Est. cost: High

Learn more

Improve Bushfire Preparedness

Long-term

Reduce the risk of bushfires through fuel reduction, firebreaks, and community education programs.

Est. cost: Medium

Learn more

About Derby's Climate Risk Profile

Derby is a coastal town in Western Australia that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding, bushfires, heatwaves, and coastal hazards. The town's low elevation and proximity to the Fitzroy River make it particularly susceptible to flooding from intense rainfall events and storm surges.

Rising temperatures are also a major concern, with Derby experiencing increasingly frequent and severe heatwaves. This poses a significant risk to public health, particularly for vulnerable populations such as the elderly and those with pre-existing medical conditions.

Sea level rise is another significant threat to Derby, with coastal erosion and inundation already impacting some areas. This is expected to worsen in the coming decades, potentially displacing residents and damaging infrastructure.

Bushfire risk is moderate but present, with surrounding grasslands and scrubland posing a potential fire hazard during the dry season. Changes in rainfall patterns and increased temperatures could exacerbate this risk in the future. Addressing these climate risks requires a coordinated effort from local government, residents, and businesses to implement adaptation measures and reduce greenhouse gas emissions.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Derby?

The main climate change risks in Derby include flooding, heatwaves, coastal erosion, and bushfires. These risks are expected to increase in the coming decades due to rising temperatures, sea level rise, and changes in rainfall patterns.

How is the local council addressing climate change?

The Shire of Derby/West Kimberley is developing and implementing strategies to address climate change, including measures to reduce greenhouse gas emissions and adapt to the impacts of climate change.

What can residents do to prepare for climate change?

Residents can take steps to prepare for climate change by improving their home's energy efficiency, reducing their water consumption, and developing a plan for dealing with extreme weather events.

Where can I find more information about climate change in Derby?

You can find more information about climate change in Derby on the Shire of Derby/West Kimberley website, the Bureau of Meteorology website, and the CSIRO website.

Is it safe to buy property in Derby given the climate risks?

While Derby faces climate risks, properties can still be a good investment if you take the risks into account. Check flood maps, consider insurance costs, and assess the property's vulnerability to climate hazards before making a decision.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Derby, use our analysis tool.

Check Your flood Risk Now

Check Derby's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Derby, WA | ClimateNest