Climate Risk Profile: Belmont, WA

Belmont, Western Australia
Updated Mar 2026

Belmont is a suburb in Western Australia that faces moderate climate risks. The primary concerns are increased heatwaves and potential flooding from the Swan River. Residents should prepare for more extreme weather events in the future.

Is Belmont Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Belmont, Western Australia, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Belmont

Flood

Belmont faces a moderate risk of flooding due to its proximity to the Swan River and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Belmont has a relatively low bushfire risk due to its urbanized environment. However, nearby bushland areas could pose a threat during extreme weather conditions.

Key drivers:

  • ·Proximity to bushland
  • ·Dry vegetation

Heat

Belmont is likely to experience more frequent and intense heatwaves. Urban heat island effect can amplify the impact, especially in densely built areas.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Belmont faces a moderate risk from coastal hazards due to its proximity to the Swan River. Sea level rise and storm surges could lead to increased inundation.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

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In-Depth Climate Risk Guides for Belmont

Detailed Hazard Analysis

heat Risk

Belmont is likely to experience more frequent and intense heatwaves. Urban heat island effect can amplify the impact, especially in densely built areas.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Belmont faces a moderate risk of flooding due to its proximity to the Swan River and low-lying areas. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Belmont faces a moderate risk from coastal hazards due to its proximity to the Swan River. Sea level rise and storm surges could lead to increased inundation.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

Belmont has a relatively low bushfire risk due to its urbanized environment. However, nearby bushland areas could pose a threat during extreme weather conditions.

Primary Drivers

  • ·Proximity to bushland
  • ·Dry vegetation
  • ·Extreme weather events
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to increased climate risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential impact of climate change on property value.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Learn more

Plant Trees to Reduce Urban Heat Island Effect

Near-term

Increase tree cover in urban areas to provide shade and reduce temperatures.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage residents and businesses to conserve water to reduce demand during droughts.

Est. cost: Low

Learn more

Develop a Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Raise Awareness About Climate Risks

Immediate

Educate residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Belmont's Climate Risk Profile

Belmont, Western Australia, is a suburb that is increasingly vulnerable to the impacts of climate change. The region is expected to experience more frequent and intense heatwaves, which will pose a significant risk to public health, especially for vulnerable populations. The urban heat island effect will exacerbate these conditions, making densely built areas particularly susceptible.

Flooding is another significant concern for Belmont, given its proximity to the Swan River. Increased rainfall intensity and rising sea levels could lead to more frequent and severe flooding events, potentially damaging property and infrastructure. Coastal erosion and storm surges also pose a threat, particularly in low-lying areas.

Bushfire risk is relatively lower compared to other parts of Western Australia, but it is not negligible. The presence of nearby bushland areas means that Belmont could be at risk during extreme weather conditions. It is important for residents to be aware of bushfire safety measures and to maintain their properties to reduce the risk of fire.

Addressing these climate risks will require a coordinated effort from local government, residents, and businesses. Implementing adaptation measures, such as improving drainage infrastructure, planting trees to reduce the urban heat island effect, and promoting water conservation, will be crucial for building resilience to climate change. Raising awareness about climate risks and promoting community preparedness are also essential steps.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Belmont?

The main climate change risks in Belmont are increased heatwaves, flooding from the Swan River, and potential bushfire risk from nearby bushland areas.

How will climate change affect property values in Belmont?

Properties in flood-prone areas may experience a decrease in value due to increased flood risk. Insurance premiums may also increase due to climate change.

What is the City of Belmont doing to address climate change?

The City of Belmont is implementing various adaptation measures, such as improving drainage infrastructure, planting trees to reduce the urban heat island effect, and promoting water conservation.

How can I prepare for heatwaves in Belmont?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors. Consider installing air conditioning or visiting a cooling center.

What should I do if my property is flooded?

Contact your insurance company, move valuables to higher ground, and avoid walking or driving through floodwaters.

Where can I find more information about climate change in Belmont?

You can find more information on the City of Belmont website, the Bureau of Meteorology website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Belmont, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Belmont, WA | ClimateNest