Climate Risk Profile: Somerville, VIC

Somerville, Victoria· Mornington Peninsula· 3912
Updated Mar 2026

Somerville is a suburb in Victoria that faces moderate climate risks, particularly from flooding and heatwaves. Climate change is expected to exacerbate these risks in the coming decades. Residents should take steps to prepare for these challenges.

Is Somerville Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Somerville, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Somerville

Flood

Somerville faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Somerville has a relatively low bushfire risk due to the cleared land surrounding the residential areas. However, nearby bushland areas pose a potential threat during extreme weather conditions.

Key drivers:

  • ·Proximity to bushland
  • ·Dry vegetation

Heat

Somerville is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Somerville faces a moderate risk from coastal hazards due to its proximity to Port Phillip Bay. Sea level rise and storm surges could lead to inundation and erosion.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

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In-Depth Climate Risk Guides for Somerville

Detailed Hazard Analysis

heat Risk

Somerville is likely to experience more frequent and intense heatwaves due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Somerville faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Somerville faces a moderate risk from coastal hazards due to its proximity to Port Phillip Bay. Sea level rise and storm surges could lead to inundation and erosion.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Coastal erosion
Data source

bushfire Risk

Somerville has a relatively low bushfire risk due to the cleared land surrounding the residential areas. However, nearby bushland areas pose a potential threat during extreme weather conditions.

Primary Drivers

  • ·Proximity to bushland
  • ·Dry vegetation
  • ·Extreme weather events
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate risks.

Price Impact

Properties in high-risk areas may experience price impacts.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Consider potential impacts of sea level rise.
  • 4.Review insurance options and costs.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Enhance Heatwave Preparedness

Immediate

Implement strategies to reduce the urban heat island effect and protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Strengthen Coastal Protection

Long-term

Implement measures to protect against coastal erosion and inundation, such as seawalls and beach nourishment.

Est. cost: High

Learn more

Promote Community Awareness

Near-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Somerville's Climate Risk Profile

Somerville, located on the Mornington Peninsula, is a suburb that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding, heatwaves, and coastal hazards. Changes in rainfall patterns and rising sea levels are expected to increase the frequency and intensity of flooding events, potentially impacting homes and infrastructure.

Heatwaves are also becoming more common and severe, posing a significant threat to public health, especially for vulnerable populations. The urban environment can amplify the effects of heat, making it essential to implement strategies to mitigate the urban heat island effect.

Coastal hazards, such as sea level rise and storm surges, also pose a threat to Somerville. Low-lying coastal areas are at risk of inundation and erosion, which could damage property and infrastructure.

Addressing these climate risks requires a multi-faceted approach, including reducing greenhouse gas emissions, adapting to the changing climate, and building community resilience. This includes investing in flood defenses, improving building design to withstand extreme weather, and promoting community awareness and preparedness.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Somerville?

Somerville faces risks from flooding, heatwaves, and coastal hazards due to climate change.

How is the council addressing climate change?

The Mornington Peninsula Shire has a climate strategy to reduce emissions and adapt to the changing climate.

What can I do to prepare for heatwaves?

Stay hydrated, stay cool, and check on vulnerable neighbors during heatwaves.

Where can I find information about flood risks in Somerville?

Check the Mornington Peninsula Shire website for flood maps and information.

How will climate change affect property values in Somerville?

Properties in high-risk areas may experience price impacts due to climate change.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Somerville, use our analysis tool.

Check Your flood Risk Now

Check Somerville's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Somerville, VIC | ClimateNest