What the mapping shows for Loch Sport

  • Part of Loch Sport is mapped as subject to coastal inundation.

    15.1% of Loch Sport is mapped as subject to coastal inundation at current sea level

Victorian Coastal Inundation, State of Victoria (DEECA), CC BY 4.0, retrieved 2026-10-21

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

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📮 Loch Sport postcode: 3851

Bushfire Risk in Loch Sport, VIC: 2026 Assessment

Loch Sport, Victoria· UNKNOWN· 3851
The area surrounding Loch Sport has a moderate bushfire risk due to the presence of nearby bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.Updated 8 Mar 2026

15.1% of Loch Sport is mapped as subject to coastal inundation at current sea level

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Bushfire Risk Score

Not assessed

The area surrounding Loch Sport has a moderate bushfire risk due to the presence of nearby bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The area surrounding Loch Sport has a moderate bushfire risk due to the presence of nearby bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Loch Sport, VIC
Overall Risk
Medium
Postcode
3851

Bushfire Risk Analysis

Loch Sport, Victoria, has a the area surrounding loch sport has a moderate bushfire risk due to the presence of nearby bushland. hotter, drier conditions are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check CFA website for fire restrictions and warnings.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Loch Sport, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Loch Sport including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Loch Sport. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland
BAL Overlay / ZoneBushfire Management Overlay
Bushfire Prone AreaYes

Historical Events

2009
Major

The Black Saturday bushfires impacted the region, causing significant damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Strengthen Coastal Defenses

Long-term

Construct seawalls and other coastal defenses to protect against erosion and inundation.

Est. cost: High

Implement Bushfire Management Strategies

Near-term

Reduce fuel loads and improve firebreaks to mitigate bushfire risk.

Est. cost: Medium

Develop Heatwave Response Plan

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Community Education Programs

Near-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Gippsland Lakes Shire Council
Emergency Services

Data last updated: 8 March 2026

Explore Loch Sport Risk Reports

Frequently Asked Questions

Is Loch Sport in a bushfire prone area?

Parts of Loch Sport may be designated as bushfire prone land. Based on available data, Loch Sport has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Loch Sport?

BAL ratings in Loch Sport depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Loch Sport?

Yes, properties in bushfire-prone parts of Loch Sport may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Loch Sport?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.

Is Loch Sport Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Loch Sport, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections