Gembrook Demographics: Population, Age & Income Profile (VIC)

Gembrook, Victoria· UNKNOWN
Gembrook has a medium demographic profile typical of Victoria suburbsUpdated 10 Mar 2026

Is Gembrook Safe from Climate Risk?

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Liveability Score

5.2

Gembrook has a medium demographic profile typical of Victoria suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,354/wk (state avg)
Families with Children
29.9% of households
Home Ownership
66.2% own — 30.2% rent
Postcode
3783
Region
Coastal VIC
Median property value
$725,000
Dominant hazard
damaging wind

Demographics Analysis

Gembrook in Victoria reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in Victoria has a median weekly income of around $1,354, with a median age of 38 years.

The ABS reports that 29.9% of households in Victoria are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in Victoria show that 66.2% of households own their home (with or without a mortgage), while 30.2% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Gembrook.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Gembrook. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Gembrook property to understand how climate projections may affect your investment.

Gembrook located in Coastal VIC (postcode 3783), is a Victoria suburb tracked by ClimateNest. The suburb's median property value is $725,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Gembrook.

Across the six hazard axes ClimateNest models, the dominant climate risk for Gembrook in this type is damaging wind. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Gembrook, damaging wind is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Gembrook are increasingly made with an address-level climate report in hand.

Adaptation & Mitigation Actions

Bushfire Preparedness

Immediate

Develop and maintain a comprehensive bushfire survival plan, including clearing vegetation around properties and having an evacuation plan.

Est. cost: Low

Home Hardening

Near-term

Retrofit homes with fire-resistant materials, such as metal roofing and ember guards, to reduce the risk of ignition during bushfires.

Est. cost: Medium

Flood Mitigation

Near-term

Implement measures to reduce flood risk, such as improving drainage systems and elevating vulnerable structures.

Est. cost: Medium

Heatwave Preparedness

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves. Promote water conservation and energy efficiency.

Est. cost: Low

Community Education

Long-term

Conduct regular community workshops and awareness campaigns to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Cardinia Shire Council
Emergency Services

Data last updated: 10 March 2026

Explore Gembrook Risk Reports

Frequently Asked Questions

What is the population of Gembrook?

Population data for Gembrook comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the Victoria state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Gembrook?

The median age for Victoria is 38 years according to the 2021 ABS Census, which serves as a reference point for Gembrook. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Gembrook?

The median weekly household income in Victoria is $1,354 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Gembrook?

The demographic profile of Gembrook is broadly shaped by its location within Victoria. According to the ABS Census, 29.9% of households in the state are couples with children, while 24.7% are couples without children. The overall population of Victoria has a median age of 38 — use this as context when assessing the demographic character of Gembrook.

Is Gembrook Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gembrook, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections