📮 Daylesford postcode: 3460

Is Daylesford, VIC Climate Safe? 2026 Assessment

Daylesford, Victoria· Hepburn· 3460
Moderate climate risk — address-specificUpdated 1 Apr 2026

Is Daylesford Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Daylesford, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Climate Safety Score

5.2

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Daylesford faces a moderate risk of flooding due to its location near waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood risk.
Bushfire
Daylesford has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures associated with climate change could increase the frequency and intensity of bushfires.
Heat
Daylesford is experiencing an increase in the number of hot days. Climate change is projected to further increase average temperatures and the frequency of heatwaves, posing a risk to vulnerable populations.
Storm
Moderate storm risk — severe thunderstorms with hail and damaging winds
Postcode
3460
Region
Regional VIC
Median property value
$475,000
Dominant hazard
extreme heat

Climate Safety Analysis

Daylesford in Victoria has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Daylesford's climate safety include flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Daylesford is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Daylesford including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Daylesford located in Regional VIC (postcode 3460), is a Victoria suburb tracked by ClimateNest. The suburb's median property value is $475,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Daylesford.

Across the six hazard axes ClimateNest models, the dominant climate risk for Daylesford in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Daylesford, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Daylesford are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandSurrounded by bushland
BAL OverlayBushfire Management Overlay
Nearest WaterwayWombat Creek
Flood ZoneAreas near Wombat Creek are susceptible to flooding.
Avg January Max26 °C

Historical Events

2023
Moderate

Heavy rainfall caused flash flooding in low-lying areas of Daylesford, impacting local businesses and residences.

2019
Moderate

Daylesford experienced a prolonged heatwave with temperatures exceeding 40°C, placing strain on local resources.

2011
Moderate

Significant flooding occurred in Daylesford following heavy rainfall, causing damage to properties and infrastructure.

2009
Major

The Black Saturday bushfires impacted the region surrounding Daylesford, causing widespread devastation.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as improved drainage systems and flood barriers.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs and support residents in preparing their properties for bushfires.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to ensure a sustainable water supply in the face of changing climate conditions.

Est. cost: Low

Council & Emergency Services

Hepburn Shire Council
Emergency Services

Data last updated: 1 April 2026

Explore Daylesford Risk Reports

Frequently Asked Questions

Is Daylesford safe from climate change?

No location in Australia is entirely immune to climate change impacts. Daylesford has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Daylesford?

The dominant hazard for Daylesford depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Daylesford compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Victoria suburbs.

Should I be concerned about buying property in Daylesford?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Daylesford?

Key projections for Victoria from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Daylesford.

Is Daylesford Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Daylesford, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections