What the mapping shows for Churchill Island
Part of Churchill Island is mapped as subject to coastal inundation.
6.9% of Churchill Island is mapped as subject to coastal inundation at current sea level
Victorian Coastal Inundation, State of Victoria (DEECA), CC BY 4.0, retrieved 2026-10-21
This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.
Check an address in Churchill Island →Bushfire Risk in Churchill Island, VIC: 2026 Assessment
6.9% of Churchill Island is mapped as subject to coastal inundation at current sea level
That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.
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Bushfire Risk Score
Not assessedLow bushfire risk due to its island nature and limited vegetation, but potential exists from nearby coastal scrub.
Key Facts
- Bushfire Risk
- Low bushfire risk due to its island nature and limited vegetation, but potential exists from nearby coastal scrub.
- Trend
- stable
- Suburb
- Churchill Island, VIC
- Overall Risk
- Medium
- Postcode
- 3925
- Region
- Coastal VIC
- Median property value
- $725,000
- Dominant hazard
- damaging wind
Bushfire Risk Analysis
Churchill Island, Victoria, has a low bushfire risk due to its island nature and limited vegetation, but potential exists from nearby coastal scrub. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Victoria fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
While not densely vegetated, the presence of coastal scrub and grasses presents a low to moderate bushfire risk, especially under high wind conditions.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Churchill Island, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Churchill Island including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Churchill Island located in Coastal VIC (postcode 3925), is a Victoria suburb tracked by ClimateNest. The suburb's median property value is $725,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Churchill Island.
Across the six hazard axes ClimateNest models, the dominant climate risk for Churchill Island in this type is damaging wind. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Churchill Island, damaging wind is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Churchill Island are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The 'Ash Wednesday' fires affected parts of Victoria, with coastal scrub areas experiencing significant burning, though direct impact on Churchill Island was limited.
Adaptation & Mitigation Actions
Coastal Defence and Dune Restoration
Near-termImplement hard and soft engineering solutions for coastal protection, including seawalls and beach nourishment, alongside restoring and enhancing coastal dunes to buffer against erosion and inundation.
Est. cost: $$$$
Heatwave Action Plan
ImmediateDevelop and implement a comprehensive heatwave action plan, including public awareness campaigns, establishing cool refuges, and providing guidance on heat-safe practices for visitors and staff.
Est. cost: $$
Ecosystem Resilience and Management
Long-termFocus on maintaining and enhancing the resilience of the island's natural ecosystems to climate impacts, including managing invasive species and protecting native vegetation.
Est. cost: $$
Floodplain Management and Infrastructure Adaptation
Near-termReview and update floodplain management strategies, ensuring that any new or existing infrastructure is designed or retrofitted to withstand projected flood levels and storm surges.
Est. cost: $$$
Water Management and Conservation
Long-termImplement water-sensitive urban design principles and water conservation measures to manage water resources effectively, especially during periods of drought or increased demand.
Est. cost: $
Council & Emergency Services
Explore Churchill Island Risk Reports
View other climate risk assessments for Churchill Island:
Frequently Asked Questions
Is Churchill Island in a bushfire prone area?
Parts of Churchill Island may be designated as bushfire prone land. Based on available data, Churchill Island has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Churchill Island?
BAL ratings in Churchill Island depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Churchill Island?
Yes, properties in bushfire-prone parts of Churchill Island may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Churchill Island?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Victoria fire authority for property-specific guidance.
Is Churchill Island Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Churchill Island, Victoria, covering flood, bushfire, sea level rise and more.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections