What the mapping shows for Devonport
Part of Devonport is mapped as subject to coastal inundation.
1.3% of Devonport is mapped as subject to coastal inundation (coastal inundation hazard band, including 1% AEP storm tide at 2100)
7.7% of Devonport is mapped as subject to coastal erosion (coastal erosion hazard band mapped for the Tasmanian planning system)
Tasmanian Coastal Inundation Hazard Bands (20161201), State of Tasmania (Department of Premier and Cabinet), Creative Commons Attribution 4.0, retrieved 2026-10-23
This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.
Check an address in Devonport →Property Insurance Costs in Devonport, TAS: 2026 Guide
1.3% of Devonport is mapped as subject to coastal inundation (coastal inundation hazard band, including 1% AEP storm tide at 2100)
That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections
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Insurance Affordability Score
5.2Moderate insurance costs expected
Key Facts
- Insurance Outlook
- Insurance premiums may increase in areas prone to flooding and coastal inundation.
- Overall Risk
- Medium
- Suburb
- Devonport, TAS
- Risk Level
- Medium
- Postcode
- 7310
Insurance Costs Analysis
Insurance costs for properties in Devonport, Tasmania, are influenced by the area's exposure to flood, bushfire, storm, and other climate hazards. Insurers assess risk at the individual property level — two nearby properties can have meaningfully different premiums based on their specific hazard exposure.
Key drivers of premiums in Devonport include flood zone classification (which affects whether flood cover is available and at what cost), bushfire attack level (BAL) ratings for properties near vegetated areas, and storm risk based on wind zone classification and hail exposure.
Insurance premiums may increase in areas prone to flooding and coastal inundation.
ClimateNest provides address-level insurance cost estimates for any property in Devonport. Get a complete report including premium estimates, coverage recommendations, and projected insurance costs through 2050 based on CSIRO climate scenarios.
ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Devonport. An address-level check is what tells you about a specific property before you buy, sell or insure it.
Local Hazard Evidence
Historical Events
Heavy rainfall led to localized flooding in low-lying areas of Devonport.
A severe storm caused minor damage to coastal areas and power outages in Devonport.
Significant flooding occurred in Devonport due to heavy rainfall, causing damage to properties and infrastructure.
Adaptation & Mitigation Actions
Upgrade Flood Defenses
Near-termInvest in upgrading flood defenses, such as levees and drainage systems, to protect properties and infrastructure from increased flood risk.
Est. cost: High
Coastal Protection Measures
Near-termImplement coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and coastal erosion.
Est. cost: High
Heatwave Preparedness Plan
ImmediateDevelop and implement a heatwave preparedness plan to protect vulnerable populations during extreme heat events. This includes establishing cooling centers and providing public awareness campaigns.
Est. cost: Medium
Bushfire Risk Mitigation
Long-termImplement bushfire risk mitigation measures, such as vegetation management and community education programs, to reduce the risk of bushfires in surrounding areas.
Est. cost: Medium
Climate-Resilient Infrastructure
Long-termEnsure that all new infrastructure projects are designed to be climate-resilient, taking into account the projected impacts of climate change.
Est. cost: High
Council & Emergency Services
Explore Devonport Risk Reports
View other climate risk assessments for Devonport:
Frequently Asked Questions
How much is home insurance in Devonport?
Home insurance costs in Devonport vary significantly by property address, construction type, sum insured, and hazard exposure. The best approach is to get address-specific quotes from multiple insurers. ClimateNest provides indicative insurance cost estimates based on your property's hazard profile.
Does flood risk increase insurance premiums in Devonport?
Yes, properties in flood-prone parts of Devonport typically have higher insurance costs. Standard home insurance may not include flood cover — it often needs to be purchased separately or may not be available in high-risk zones. ClimateNest helps you understand your property's flood insurance outlook.
Which insurers cover properties in Devonport?
Most major Australian insurers provide cover for properties in Tasmania, though terms, pricing, and availability vary by address. Some insurers may restrict cover or require higher excesses for properties in high-hazard locations. Comparing multiple insurers is recommended.
How will insurance premiums change by 2050 in Devonport?
Climate projections suggest insurance premiums may increase as hazard exposure changes. The Insurance Council of Australia notes climate change as a material factor for the insurance industry. ClimateNest provides forward-looking insurance cost trajectories based on CSIRO climate scenarios.
What can I do to lower my insurance premiums in Devonport?
Steps to potentially lower premiums include: installing bushfire-resistant features, improving drainage and flood protection, using storm-resistant roofing and fixings, increasing excess amounts, bundling policies, and maintaining cleared asset protection zones. Some insurers offer discounts for verified mitigation measures.
Is Devonport Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Devonport, Tasmania, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections