Climate Risk Assessment for Morgan, SA
Morgan is a town in South Australia located on the Murray River. It faces moderate risks from flooding and heatwaves, which are projected to increase in the future. Bushfire risk is relatively low.
Is Morgan Safe from Climate Risk?
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Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Morgan
Flood
Morgan faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can occur during periods of heavy rainfall upstream.
Key drivers:
- ·Increased rainfall intensity
- ·Upstream land use changes
Bushfire
The risk of bushfire in Morgan is relatively low compared to other regions in South Australia, but still present due to surrounding vegetation.
Key drivers:
- ·Dry vegetation
- ·Hot, dry winds
Heat
Morgan experiences high temperatures during summer, leading to a moderate risk of heatwaves and heat stress.
Key drivers:
- ·Rising average temperatures
- ·More frequent heatwaves
Coastal
As an inland suburb, Morgan has a negligible risk associated with coastal hazards.
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Morgan
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Morgan experiences high temperatures during summer, leading to a moderate risk of heatwaves and heat stress.
Primary Drivers
- ·Rising average temperatures
- ·More frequent heatwaves
flood Risk
Morgan faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can occur during periods of heavy rainfall upstream.
Primary Drivers
- ·Increased rainfall intensity
- ·Upstream land use changes
coastal Risk
As an inland suburb, Morgan has a negligible risk associated with coastal hazards.
Data sourcebushfire Risk
The risk of bushfire in Morgan is relatively low compared to other regions in South Australia, but still present due to surrounding vegetation.
Primary Drivers
- ·Dry vegetation
- ·Hot, dry winds
What This Means for Property Owners
Insurance Outlook
Insurance premiums may increase due to flood and heatwave risks.
Price Impact
Properties in flood-prone areas may experience a decrease in value.
Buyer Checklist
- 1.Check flood history of the property.
- 2.Assess the property's vulnerability to heatwaves.
- 3.Ensure adequate insurance coverage.
- 4.Consider energy efficiency measures.
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve Flood Defenses
Near-termInvest in levees and other flood protection infrastructure to protect properties from riverine flooding.
Est. cost: High
Learn moreDevelop a Heat Action Plan
ImmediateImplement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.
Est. cost: Medium
Learn moreEnhance Bushfire Preparedness
Long-termConduct regular bushfire risk assessments and implement vegetation management programs to reduce the risk of bushfires.
Est. cost: Medium
Learn morePromote Water Conservation
Near-termEncourage water conservation measures to reduce water demand and ensure water security during droughts.
Est. cost: Low
Learn moreAbout Morgan's Climate Risk Profile
Morgan, South Australia, is situated on the banks of the Murray River, making it susceptible to riverine flooding. Climate change projections indicate an increase in the frequency and intensity of heavy rainfall events, potentially exacerbating flood risks in the region.
Heatwaves are another significant concern for Morgan. The town experiences high temperatures during the summer months, and climate change is expected to lead to even hotter and more frequent heatwaves, posing risks to vulnerable populations.
While the risk of bushfire is lower compared to other parts of South Australia, it is still a factor to consider, especially during dry periods. Maintaining vegetation and implementing fire safety measures are important.
Coastal risks are minimal due to Morgan's inland location. However, the broader impacts of climate change, such as disruptions to supply chains and economic activity, could indirectly affect the town. Adaptation measures are needed to mitigate these risks and build resilience.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
Mid Murray Council
Frequently Asked Questions
What are the main climate change risks for Morgan?
The main climate change risks for Morgan are increased flooding due to more intense rainfall events and more frequent and severe heatwaves.
How will climate change affect property values in Morgan?
Properties in flood-prone areas may experience a decrease in value due to increased flood risk. Insurance premiums may also increase.
What is the council doing to address climate change in Morgan?
The Mid Murray Council is developing climate adaptation strategies and working to improve flood defenses and promote water conservation.
Where can I find information about flood risks in Morgan?
You can find information about flood risks on the Mid Murray Council website and the South Australian Department for Environment and Water website.
How can I prepare for heatwaves in Morgan?
Stay hydrated, stay indoors during the hottest part of the day, and check on vulnerable neighbors and family members.
Get your property's risk report
This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Morgan, use our analysis tool.
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Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections