Climate Risk in Torquay, QLD

Torquay, Queensland
Updated Mar 2026

Torquay, Queensland, faces increasing climate risks, particularly from heatwaves and flooding. The suburb's coastal location also makes it vulnerable to sea level rise and coastal erosion. Residents should prepare for more frequent extreme weather events.

Is Torquay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Torquay, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Torquay

Flood

Torquay faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Torquay is moderate, with some areas bordering bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Torquay experiences high heat risk, with increasing average temperatures and more frequent heatwave events. This poses a threat to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Torquay faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. Low-lying areas are particularly vulnerable.

Key drivers:

  • ·Sea level rise
  • ·Storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

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In-Depth Climate Risk Guides for Torquay

Detailed Hazard Analysis

heat Risk

Torquay experiences high heat risk, with increasing average temperatures and more frequent heatwave events. This poses a threat to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Torquay faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Torquay faces a moderate risk from coastal hazards, including sea level rise and coastal erosion. Low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
  • ·Coastal erosion
Data source

bushfire Risk

Bushfire risk in Torquay is moderate, with some areas bordering bushland. Drier conditions and higher temperatures increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in the future due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area maps.
  • 2.Assess the property's elevation and proximity to waterways.
  • 3.Inquire about past flood or bushfire events.
  • 4.Consider the potential impact of sea level rise on coastal properties.
  • 5.Review insurance options and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Develop a Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Strengthen Coastal Protection

Long-term

Implement measures to protect against coastal erosion and sea level rise, such as beach nourishment, seawalls, and managed retreat.

Est. cost: Very High

Learn more

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through vegetation management, community education, and early warning systems.

Est. cost: Medium

Learn more

About Torquay's Climate Risk Profile

Torquay, located in Queensland, is increasingly vulnerable to the impacts of climate change. Rising temperatures are leading to more frequent and intense heatwaves, posing a significant risk to public health, especially for vulnerable populations such as the elderly and those with pre-existing conditions.

Flooding is another major concern for Torquay. Increased rainfall intensity and rising sea levels are exacerbating the risk of both flash flooding and riverine flooding. Low-lying areas are particularly susceptible, and infrastructure may be damaged by floodwaters.

The suburb's coastal location also exposes it to the threats of sea level rise and coastal erosion. These hazards can damage property, infrastructure, and natural ecosystems, and may eventually lead to displacement of residents.

Bushfire risk is also present, although somewhat less severe than other hazards. Drier conditions and higher temperatures increase the likelihood of bushfires, particularly in areas bordering bushland. Residents should be aware of bushfire safety measures and have a plan in place in case of an emergency.

Addressing these climate risks will require a combination of mitigation and adaptation measures. Mitigation efforts should focus on reducing greenhouse gas emissions, while adaptation measures should focus on preparing for the impacts of climate change that are already locked in.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Torquay?

The main climate change risks in Torquay are heatwaves, flooding, and coastal hazards such as sea level rise and coastal erosion.

How is the local council addressing climate change?

The Fraser Coast Regional Council is developing and implementing strategies to mitigate and adapt to climate change, including improving flood defenses and promoting sustainable development.

What can I do to prepare for heatwaves in Torquay?

During heatwaves, stay indoors in air-conditioned environments, drink plenty of water, and check on vulnerable neighbors and family members.

Where can I find information about flood risks in Torquay?

You can find information about flood risks on the Fraser Coast Regional Council website, including flood maps and emergency preparedness guides.

Are there any community groups working on climate change in Torquay?

Yes, there are several community groups in the Fraser Coast region that are working on climate change issues, such as promoting sustainable living and advocating for climate action.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Torquay, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections