What the mapping shows for Sarina

  • Part of Sarina is mapped as subject to coastal inundation.

    9.8% of Sarina is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

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📮 Sarina postcode: 4737

Flood Risk in Sarina, QLD: 2026 Assessment

Sarina, Queensland· Mackay· 4737
Sarina faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 2 Apr 2026

9.8% of Sarina is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Flood Risk Score

Not assessed

Sarina faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Sarina faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Sarina, QLD
Overall Risk
Medium
Postcode
4737

Flood Risk Analysis

Sarina, located in Queensland, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood events have impacted low-lying areas of Sarina, particularly after periods of heavy rainfall.

Sarina faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Sarina. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Nearest WaterwaySarina Inlet
Elevation Range0-20 meters
Flood Zone ClassificationAreas near Sarina Inlet are prone to flooding.

Historical Events

2023
Moderate

Heavy rainfall led to flash flooding in parts of Sarina, disrupting traffic and causing minor property damage.

2011
Major

Widespread flooding occurred in the Mackay region, including Sarina, due to ex-Tropical Cyclone Tasha.

2008
Moderate

Heavy rainfall caused flooding in Sarina, impacting homes and businesses.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen Coastal Protection

Long-term

Implement measures to protect against coastal erosion and inundation, such as seawalls and beach nourishment.

Est. cost: High

Improve Bushfire Preparedness

Near-term

Implement measures to reduce bushfire risk, such as vegetation management and community education programs.

Est. cost: Low

Council & Emergency Services

Mackay Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore Sarina Risk Reports

Frequently Asked Questions

Is Sarina at risk of flooding?

Based on available data, Sarina has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Sarina?

Insurance costs for flood cover in Sarina depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Sarina?

Yes, flood risk can affect property values in Sarina. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Sarina?

Elevation is a critical factor in flood risk. Properties at higher elevations within Sarina typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Sarina Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Sarina, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections