What the mapping shows for North Mackay

  • Part of North Mackay is mapped as subject to coastal inundation.

    43.8% of North Mackay is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

Queensland Coastal Management District, State of Queensland (Department of Environment, Tourism, Science and Innovation), Creative Commons Attribution 4.0, retrieved 2026-10-23

This is a share of the suburb's land area from a published state dataset, not an assessment of any property. A ClimateNest report scores the individual address across eight hazards, with insurance and value projections to 2050.

Check an address in North Mackay →
📮 North Mackay postcode: 4740

Is North Mackay, QLD Climate Safe? 2026 Assessment

North Mackay, Queensland· Mackay· 4740
Moderate climate risk — address-specificUpdated 2 Apr 2026

43.8% of North Mackay is mapped as part of the Queensland coastal management district (coastal management district declared under the Coastal Management Act 2016)

That figure covers the suburb. Check whether your address is inside it - address-level, sourced, A$49.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Climate Safety Score

5.8

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
North Mackay is prone to flooding due to its proximity to the Pioneer River and low-lying areas. Increased rainfall intensity is expected to exacerbate flood risk.
Bushfire
Bushfire risk is relatively low in North Mackay due to limited bushland areas. However, dry conditions and strong winds can increase the risk.
Heat
North Mackay experiences hot summers, and the frequency and intensity of heatwaves are expected to increase. This poses a risk to vulnerable populations.
Storm
Notable storm risk — tropical cyclones and severe thunderstorms in summer months
Postcode
4740

Climate Safety Analysis

North Mackay in Queensland has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting North Mackay's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in North Mackay is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for North Mackay including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within North Mackay. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Distance to Bushland2-5 km
BAL OverlayLimited bushfire overlay areas
Nearest WaterwayPioneer River
Flood ZoneMedium to High Risk
Avg January Max31.5 °C

Historical Events

2023
Moderate

Heavy rainfall caused flash flooding in low-lying areas of North Mackay.

2018
Moderate

Prolonged heatwave with record-breaking temperatures impacted vulnerable populations.

2015
Moderate

Severe storm with heavy rainfall and strong winds caused damage to property and infrastructure.

2008
Moderate

Major flooding of the Pioneer River caused widespread inundation in North Mackay.

Adaptation & Mitigation Actions

Upgrade flood defenses

Near-term

Invest in levees, drainage systems, and stormwater management to reduce flood risk.

Est. cost: High

Develop heat action plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen coastal protection

Long-term

Implement coastal protection measures to mitigate erosion and inundation.

Est. cost: High

Improve community awareness

Immediate

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Promote water conservation

Near-term

Encourage water conservation practices to reduce water stress during droughts.

Est. cost: Low

Council & Emergency Services

Mackay Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore North Mackay Risk Reports

Frequently Asked Questions

Is North Mackay safe from climate change?

No location in Australia is entirely immune to climate change impacts. North Mackay has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in North Mackay?

The dominant hazard for North Mackay depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does North Mackay compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Queensland suburbs.

Should I be concerned about buying property in North Mackay?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for North Mackay?

Key projections for Queensland from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for North Mackay.

Is North Mackay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for North Mackay, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections