Climate Risk Profile: Cardstone, QLD

Cardstone, Queensland
Updated Mar 2026

Cardstone faces moderate climate risks, particularly from heatwaves and flooding. Climate change is expected to exacerbate these risks in the future. Residents should prepare for more frequent extreme weather events.

Is Cardstone Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cardstone, Queensland, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Cardstone

Flood

Cardstone faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Cardstone is relatively low but present due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Cardstone is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Cardstone may experience some coastal impacts due to sea level rise, including erosion and inundation. The extent of these impacts will depend on future emissions scenarios.

Key drivers:

  • ·Sea level rise
  • ·Storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

Data being compiled

In-Depth Climate Risk Guides for Cardstone

Detailed Hazard Analysis

heat Risk

Cardstone is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Cardstone faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Cardstone may experience some coastal impacts due to sea level rise, including erosion and inundation. The extent of these impacts will depend on future emissions scenarios.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
Data source

bushfire Risk

Bushfire risk in Cardstone is relatively low but present due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation density
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Property values may be affected by increased flood and heat risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential impact of climate change on insurance premiums.
  • 4.Review local council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop a Heat Action Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Long-term

Implement bushfire mitigation strategies, such as vegetation management and community education programs.

Est. cost: Medium

Learn more

Strengthen Coastal Protection

Long-term

Implement measures to protect coastal areas from erosion and inundation, such as seawalls and beach nourishment.

Est. cost: High

Learn more

About Cardstone's Climate Risk Profile

Cardstone is a suburb in Queensland that is exposed to a range of climate-related risks. The most significant risks are heatwaves and flooding, but bushfire and coastal hazards also pose a threat.

Heatwaves are becoming more frequent and intense due to climate change. This can lead to heat stress, especially for vulnerable populations such as the elderly and those with chronic health conditions. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water and spending time in air-conditioned environments.

Flooding is another major concern for Cardstone. The suburb is located near waterways and low-lying areas, making it susceptible to flooding during heavy rainfall events. Climate change is expected to increase rainfall intensity, which will further increase flood risk. Residents should be aware of flood warnings and have a plan in place in case of evacuation.

Bushfire risk is relatively low in Cardstone, but it is still a concern. Drier conditions and higher temperatures can increase the likelihood of bushfires. Residents should maintain their properties to reduce the risk of fire and be aware of bushfire warnings.

Coastal hazards, such as sea level rise and storm surge, also pose a threat to Cardstone. These hazards can cause erosion and inundation, which can damage property and infrastructure. Residents should be aware of coastal hazards and take steps to protect their properties.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Cardstone?

Cardstone faces risks from heatwaves, flooding, bushfires, and coastal hazards. Heatwaves and flooding are the most significant concerns.

How is climate change expected to impact Cardstone in the future?

Climate change is expected to increase the frequency and intensity of heatwaves, increase rainfall intensity and flood risk, and exacerbate coastal hazards.

What can residents do to prepare for climate change?

Residents can take steps to stay cool during heatwaves, be aware of flood warnings and have a plan in place in case of evacuation, maintain their properties to reduce the risk of fire, and be aware of coastal hazards.

What is the local council doing to address climate change?

The local council is developing and implementing climate adaptation plans to mitigate the risks of climate change and protect the community.

Where can I find more information about climate change in Cardstone?

You can find more information about climate change in Cardstone on the local council's website, the Bureau of Meteorology website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Cardstone, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections