Climate Risk Profile: Werri Beach, NSW

Werri Beach, New South Wales· Kiama· 2534
Updated May 2026

Werri Beach faces moderate climate risks, primarily from flooding and coastal hazards. Rising sea levels and increased rainfall intensity are key drivers of these risks. Residents should prepare for more frequent extreme weather events.

Is Werri Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Werri Beach, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Werri Beach

Flood

Werri Beach faces a moderate risk of flooding due to its low-lying coastal location and proximity to Werri Lagoon. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The risk of bushfire in Werri Beach is relatively low compared to other areas in NSW, but still present due to nearby vegetation. Hot, dry conditions and strong winds can increase the risk.

Key drivers:

  • ·Dry vegetation
  • ·Hot temperatures

Heat

Werri Beach experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Werri Beach is exposed to coastal erosion and inundation due to sea level rise and storm surges. This poses a threat to coastal infrastructure and properties.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

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In-Depth Climate Risk Guides for Werri Beach

Detailed Hazard Analysis

heat Risk

Werri Beach experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Werri Beach faces a moderate risk of flooding due to its low-lying coastal location and proximity to Werri Lagoon. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Werri Beach is exposed to coastal erosion and inundation due to sea level rise and storm surges. This poses a threat to coastal infrastructure and properties.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The risk of bushfire in Werri Beach is relatively low compared to other areas in NSW, but still present due to nearby vegetation. Hot, dry conditions and strong winds can increase the risk.

Primary Drivers

  • ·Dry vegetation
  • ·Hot temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to increased flood and coastal risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and coastal erosion zones.
  • 2.Assess property's vulnerability to bushfire.
  • 3.Consider the potential impact of sea level rise.
  • 4.Review insurance options and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Upgrade flood defenses

Near-term

Invest in infrastructure to protect against flooding from Werri Lagoon and coastal inundation.

Est. cost: High

Learn more

Implement coastal protection measures

Near-term

Construct seawalls and other structures to protect against coastal erosion.

Est. cost: High

Learn more

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Improve bushfire preparedness

Long-term

Clear vegetation around properties and develop a bushfire survival plan.

Est. cost: Low

Learn more

Enhance community awareness

Immediate

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Werri Beach's Climate Risk Profile

Werri Beach, located on the NSW South Coast, is increasingly vulnerable to the impacts of climate change. The primary risks include flooding from Werri Lagoon and coastal inundation due to sea level rise and storm surges. These risks are projected to worsen in the coming decades as global temperatures continue to rise.

Flooding is a significant concern, with intense rainfall events leading to flash flooding and riverine flooding. The low-lying topography of Werri Beach exacerbates this risk. Sea level rise is also contributing to coastal erosion and inundation, threatening coastal infrastructure and properties.

Bushfire risk is relatively lower compared to other regions in NSW, but still present due to nearby vegetation. Hot, dry conditions and strong winds can increase the risk. Heatwaves are also becoming more frequent and intense, posing a threat to vulnerable populations.

Addressing these climate risks requires a combination of adaptation and mitigation measures. This includes investing in flood mitigation infrastructure, implementing coastal protection strategies, and reducing greenhouse gas emissions. Community awareness and preparedness are also crucial for building resilience to climate change impacts.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Werri Beach?

The main risks are flooding from Werri Lagoon, coastal erosion due to sea level rise, and heatwaves.

How will sea level rise affect Werri Beach?

Sea level rise will lead to increased coastal inundation, erosion of beaches, and damage to coastal infrastructure.

What is the council doing to address climate change?

Kiama Council is developing a climate change strategy and investing in flood mitigation infrastructure.

How can I prepare for a flood?

Stay informed about weather warnings, develop a flood plan, and have an emergency kit ready.

What should I do during a heatwave?

Stay hydrated, stay cool, and check on vulnerable neighbors.

Is my property at risk from bushfire?

If your property is near bushland, it is at risk. Clear vegetation and develop a bushfire survival plan.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Werri Beach, use our analysis tool.

Check Your flood Risk Now

Check Werri Beach's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections