Climate Risk in Wermatong, NSW

Wermatong, New South Wales
Updated May 2026

Wermatong faces significant climate risks, particularly from bushfires and heatwaves. Flooding is also a concern. Residents should prepare for more extreme weather events in the future.

Is Wermatong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Wermatong, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Wermatong

Flood

Wermatong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Wermatong has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Wermatong is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Wermatong is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Wermatong

Detailed Hazard Analysis

heat Risk

Wermatong is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Wermatong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Wermatong is not directly exposed to coastal risks. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

Wermatong has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to climate risks.

Price Impact

Property values may be negatively impacted by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the cost of insurance and potential for increased premiums.
  • 4.Review council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Develop a bushfire survival plan

Immediate

Prepare a plan for evacuating your home in the event of a bushfire. Clear vegetation around your home and ensure you have adequate insurance coverage.

Est. cost: Low

Learn more

Improve home cooling and insulation

Near-term

Install air conditioning or fans to stay cool during heatwaves. Insulate your home to reduce energy consumption and keep it cooler in summer.

Est. cost: Medium

Learn more

Upgrade drainage infrastructure

Near-term

Advocate for improved drainage infrastructure to reduce the risk of flooding. Ensure your property has adequate drainage to prevent water damage.

Est. cost: High

Learn more

Conserve water

Long-term

Implement water-saving measures in your home and garden to reduce water consumption during droughts.

Est. cost: Low

Learn more

About Wermatong's Climate Risk Profile

Wermatong is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks are bushfires, heatwaves, and flooding. Changes in temperature and rainfall patterns are expected to exacerbate these risks in the coming decades.

The bushfire risk is particularly high due to the suburb's proximity to bushland. Hotter, drier conditions increase the likelihood of bushfires, which can threaten lives and property. Residents should be aware of bushfire safety measures and have a plan in place in case of a fire.

Heatwaves are also becoming more frequent and intense, posing a risk to vulnerable populations. It is important to stay hydrated, seek shelter in cool places, and check on elderly or sick neighbors during heatwaves.

Flooding is another concern, especially in low-lying areas. Increased rainfall intensity can overwhelm drainage systems and cause flash flooding. Residents should be aware of flood warnings and avoid driving through floodwaters.

Addressing climate change requires both individual and collective action. Residents can reduce their carbon footprint by using energy-efficient appliances, driving less, and supporting renewable energy. Governments and businesses also have a responsibility to reduce greenhouse gas emissions and invest in climate adaptation measures.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Wermatong?

The main climate change risks in Wermatong are bushfires, heatwaves, and flooding. These risks are expected to increase in the coming decades due to changes in temperature and rainfall patterns.

How can I prepare for bushfires in Wermatong?

You can prepare for bushfires by developing a bushfire survival plan, clearing vegetation around your home, and ensuring you have adequate insurance coverage. Stay informed about bushfire warnings and be prepared to evacuate if necessary.

What can I do to stay cool during heatwaves in Wermatong?

During heatwaves, stay hydrated, seek shelter in cool places, and check on elderly or sick neighbors. Consider installing air conditioning or fans to keep your home cool.

How can I reduce my risk of flooding in Wermatong?

Reduce your risk of flooding by ensuring your property has adequate drainage, avoiding building in flood-prone areas, and staying informed about flood warnings. Advocate for improved drainage infrastructure in your community.

What is the council doing to address climate change in Wermatong?

The council is developing and implementing climate adaptation plans to reduce the risks of climate change in Wermatong. These plans may include measures to improve drainage infrastructure, manage bushfire risk, and promote energy efficiency.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Wermatong, use our analysis tool.

Check Your flood Risk Now

Check Wermatong's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections