Climate Risk Profile: The Risk, NSW

The Risk, New South Wales
Updated May 2026

The Risk faces moderate climate risks, primarily from flooding and heatwaves. Climate change is expected to increase the frequency and intensity of these hazards, posing challenges for residents and infrastructure. Bushfire risk is also present.

Is The Risk Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for The Risk, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for The Risk

Flood

The Risk is prone to flooding due to its location near waterways and low-lying areas. Heavy rainfall events can cause rivers and creeks to overflow, inundating properties and disrupting infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use

Bushfire

The Risk faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

The Risk experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to exacerbate heatwaves, increasing the risk of heat-related illnesses and deaths.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect

Coastal

The Risk is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant threats to this suburb.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for The Risk

Detailed Hazard Analysis

heat Risk

The Risk experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to exacerbate heatwaves, increasing the risk of heat-related illnesses and deaths.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
  • ·Aging population
Data source

flood Risk

The Risk is prone to flooding due to its location near waterways and low-lying areas. Heavy rainfall events can cause rivers and creeks to overflow, inundating properties and disrupting infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging infrastructure
Data source

coastal Risk

The Risk is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant threats to this suburb.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The Risk faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Home insurance premiums may be higher in The Risk due to the risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value due to the increased risk of damage.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess the property's vulnerability to flooding and bushfires.
  • 3.Obtain insurance quotes and understand policy coverage.
  • 4.Develop a flood and bushfire survival plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood defenses such as levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Implement Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Reduce Bushfire Fuel Load

Near-term

Reduce bushfire fuel load around properties by clearing vegetation and removing flammable materials.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Upgrade infrastructure to withstand the impacts of climate change, such as increased flooding and heatwaves.

Est. cost: Very High

Learn more

Community Awareness Programs

Immediate

Implement community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About The Risk's Climate Risk Profile

The Risk, NSW is a suburb that faces a number of climate-related challenges. The primary risks are associated with flooding and heatwaves, with bushfire risk also being a concern.

Flooding is a significant concern for The Risk due to its proximity to waterways. Heavy rainfall events can lead to overflowing rivers and creeks, inundating properties and disrupting infrastructure. Climate change is projected to increase rainfall intensity, exacerbating the risk of flooding in the future. Residents should be aware of flood risks and take appropriate precautions.

Heatwaves are another major concern for The Risk. High temperatures during summer can lead to heat stress, particularly for vulnerable populations such as the elderly and those with chronic health conditions. Climate change is expected to increase the frequency and intensity of heatwaves, posing a greater risk to public health. It is important for residents to stay cool and hydrated during hot weather.

Bushfire risk is also present in The Risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb. Residents should be aware of bushfire risks and have a bushfire survival plan in place.

While coastal risks are minimal, the suburb needs to focus on mitigating flood, bushfire and heat risks to ensure long-term resilience.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing The Risk?

The main climate risks facing The Risk are flooding, heatwaves, and bushfires. Climate change is expected to increase the frequency and intensity of these hazards.

How can I protect my property from flooding?

You can protect your property from flooding by elevating your home, installing flood barriers, and improving drainage.

What should I do during a heatwave?

During a heatwave, you should stay cool and hydrated, avoid strenuous activity, and check on vulnerable neighbors.

How can I prepare for a bushfire?

You can prepare for a bushfire by clearing vegetation around your home, having a bushfire survival plan, and knowing your evacuation route.

Where can I find more information about climate change in The Risk?

You can find more information about climate change in The Risk from the local council, the NSW State Emergency Service, and the Bureau of Meteorology.

Is The Risk a good place to invest in property considering climate change?

While The Risk faces climate challenges, proactive adaptation measures and community resilience efforts can mitigate risks. Consider property location relative to flood zones and bushfire-prone areas, and factor in potential insurance costs.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in The Risk, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections