Climate Risk in Tharbogang, NSW

Tharbogang, New South Wales· 2680
Updated May 2026

Tharbogang is a suburb in New South Wales that faces moderate risks from flooding and heatwaves. Bushfire risk is also present. Coastal risks are minimal due to its inland location.

Is Tharbogang Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tharbogang, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tharbogang

Flood

Tharbogang faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localised flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The risk of bushfires in Tharbogang is moderate, with surrounding grasslands and bushland posing a potential threat during dry periods.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Tharbogang experiences high temperatures during summer, increasing the risk of heatwaves and heat stress, particularly for vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Tharbogang is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tharbogang

Detailed Hazard Analysis

heat Risk

Tharbogang experiences high temperatures during summer, increasing the risk of heatwaves and heat stress, particularly for vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Tharbogang faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localised flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Tharbogang is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

The risk of bushfires in Tharbogang is moderate, with surrounding grasslands and bushland posing a potential threat during dry periods.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and heatwave risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Ensure adequate insurance coverage.
  • 4.Review bushfire risk management plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Learn more

Implement Heat Action Plan

Immediate

Develop and implement a heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Bushfire Preparedness

Near-term

Promote bushfire preparedness through community education and hazard reduction activities.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Learn more

About Tharbogang's Climate Risk Profile

Tharbogang, NSW, is situated in an area that experiences a range of climate-related challenges. The primary concerns for residents are flooding and heatwaves, with bushfire risk also a consideration. The suburb's location and climate patterns contribute to these vulnerabilities.

Flooding is a significant concern due to the area's topography and proximity to waterways. Intense rainfall events can overwhelm drainage systems, leading to localised flooding and potential property damage. Climate change is expected to exacerbate this risk, with more frequent and intense rainfall events projected for the region.

Heatwaves pose another substantial threat, particularly during the summer months. High temperatures can lead to heat stress, especially among vulnerable populations such as the elderly and those with pre-existing health conditions. The urban environment can further amplify the effects of heatwaves due to the urban heat island effect.

Bushfire risk is moderate, with surrounding bushland and grasslands posing a potential threat during dry periods. While not as immediate a concern as flooding or heatwaves, residents should remain vigilant and prepared for the possibility of bushfires.

Coastal risks are minimal due to Tharbogang's inland location, meaning that sea level rise and coastal erosion are not significant concerns for the suburb.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Tharbogang?

The main climate risks in Tharbogang are flooding, heatwaves, and bushfires. Flooding is a concern due to the area's topography and proximity to waterways. Heatwaves pose a threat during summer, and bushfires are a risk due to surrounding bushland.

How can I prepare for a flood in Tharbogang?

To prepare for a flood, you should check flood maps, have an emergency plan, and ensure your property is adequately insured. Consider raising electrical appliances and storing valuables in a safe place.

What should I do during a heatwave in Tharbogang?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on vulnerable neighbours and family members.

How can I protect my property from bushfires in Tharbogang?

To protect your property from bushfires, maintain firebreaks, clear vegetation around your home, and have a bushfire survival plan. Ensure you have adequate insurance coverage.

Where can I find more information about climate change impacts in Tharbogang?

You can find more information about climate change impacts from the Bureau of Meteorology (BOM), CSIRO, and the NSW Government's climate change website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tharbogang, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Tharbogang, NSW | ClimateNest