Climate Risk Profile: Texas, NSW

Texas, New South Wales
Updated May 2026

Texas, NSW, faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events in the future.

Is Texas Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Texas, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Texas

Flood

Texas is located near the Dumaresq River and is susceptible to flooding during periods of heavy rainfall. Climate change is expected to increase the intensity of rainfall events, potentially leading to more frequent and severe flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·River proximity

Bushfire

Texas has some bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Texas experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Rising temperatures
  • ·Heatwave frequency

Coastal

Texas is not located near the coast, so coastal risks are minimal.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Texas

Detailed Hazard Analysis

heat Risk

Texas experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Rising temperatures
  • ·Heatwave frequency
  • ·Climate change
Data source

flood Risk

Texas is located near the Dumaresq River and is susceptible to flooding during periods of heavy rainfall. Climate change is expected to increase the intensity of rainfall events, potentially leading to more frequent and severe flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·River proximity
  • ·Climate change
Data source

coastal Risk

Texas is not located near the coast, so coastal risks are minimal.

Data source

bushfire Risk

Texas has some bushfire risk due to surrounding vegetation. Hotter, drier conditions associated with climate change are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation density
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance options and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Learn more

Manage Vegetation to Reduce Bushfire Risk

Near-term

Implement vegetation management strategies to reduce the risk of bushfires, such as controlled burns and clearing of undergrowth.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Encourage residents to conserve water to mitigate the impacts of drought.

Est. cost: Low

Learn more

Community Education Programs

Immediate

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Learn more

About Texas's Climate Risk Profile

Texas, located in New South Wales, is a rural area that faces a range of climate-related challenges. The primary concerns are increasing flood risk due to its proximity to the Dumaresq River and the projected increase in intense rainfall events. Hotter summers and more frequent heatwaves also pose a significant threat to the community, particularly vulnerable populations. Bushfire risk is present due to surrounding vegetation.

Climate change projections indicate that these risks will intensify in the coming decades. The frequency and severity of floods are expected to increase, potentially causing damage to property and infrastructure. Heatwaves will become more common and more intense, leading to heat stress and health problems. The bushfire season may also lengthen, increasing the risk of wildfires.

Adapting to these changes will require a multi-faceted approach. This includes improving flood defenses, implementing heatwave early warning systems, and managing vegetation to reduce bushfire risk. Community awareness and preparedness are also crucial. Residents need to understand the risks they face and take steps to protect themselves and their property.

Local governance plays a vital role in addressing climate change. The local council needs to develop and implement climate adaptation strategies, including land-use planning, infrastructure upgrades, and community education programs. Collaboration with state and federal governments is essential to secure funding and resources for these initiatives.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Texas?

The main climate change risks in Texas are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Texas?

Properties in flood-prone areas may experience a decrease in value. Increased insurance premiums are also possible.

What can I do to prepare for heatwaves in Texas?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors.

How can I protect my property from bushfires in Texas?

Clear vegetation around your home, install fire-resistant materials, and have a bushfire survival plan.

Where can I find more information about climate change in Texas?

You can find more information on the NSW government and CSIRO websites.

What is the council doing to address climate change?

The council is developing and implementing climate adaptation strategies, including land-use planning, infrastructure upgrades, and community education programs. Contact the council for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Texas, use our analysis tool.

Check Your flood Risk Now

Check Texas's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections