Climate Risk Profile: Tacoma South, NSW

Tacoma South, New South Wales· Central Coast· 2259
Updated May 2026

Tacoma South faces moderate risks from flooding, bushfires, heatwaves and coastal hazards. Climate change is expected to exacerbate these risks, particularly flooding and heatwaves. Residents should prepare for more frequent and intense extreme weather events.

Is Tacoma South Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tacoma South, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Tacoma South

Flood

Tacoma South faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Tacoma South is moderate due to surrounding bushland. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Tacoma South is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, especially the elderly and those with pre-existing health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Tacoma South faces a moderate risk from coastal hazards due to sea level rise. This includes potential inundation of low-lying areas and increased coastal erosion.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Tacoma South

Detailed Hazard Analysis

heat Risk

Tacoma South is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, especially the elderly and those with pre-existing health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Tacoma South faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Tacoma South faces a moderate risk from coastal hazards due to sea level rise. This includes potential inundation of low-lying areas and increased coastal erosion.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Bushfire risk in Tacoma South is moderate due to surrounding bushland. Drier conditions and higher temperatures are expected to increase bushfire frequency and intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks

Price Impact

Potential for decreased property values in high-risk areas

Buyer Checklist

  • 1.Check flood maps and bushfire prone area status
  • 2.Assess property's vulnerability to heatwaves
  • 3.Review insurance coverage and potential premium increases
  • 4.Consider long-term climate risks when making property decisions

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce flood risk during heavy rainfall events.

Est. cost: Medium

Learn more

Implement bushfire management strategies

Near-term

Conduct regular vegetation clearing and controlled burns to reduce bushfire fuel loads.

Est. cost: Medium

Learn more

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Strengthen coastal protection measures

Long-term

Implement coastal erosion control measures and protect coastal ecosystems.

Est. cost: High

Learn more

Community awareness programs

Near-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Tacoma South's Climate Risk Profile

Tacoma South, located in the Central Coast region of New South Wales, is vulnerable to a range of climate-related hazards. The suburb's proximity to waterways increases its susceptibility to flooding, while surrounding bushland elevates the risk of bushfires. Rising temperatures are expected to lead to more frequent and intense heatwaves, posing a threat to public health.

Climate change projections indicate that these risks will intensify in the coming decades. Increased rainfall intensity is likely to worsen flooding, while drier conditions and higher temperatures will increase the frequency and severity of bushfires. Sea level rise poses a threat to coastal areas, potentially leading to inundation and erosion.

Residents and property owners in Tacoma South should take steps to prepare for these challenges. This includes developing emergency plans, maintaining properties to reduce bushfire risk, and taking precautions during heatwaves. Community-level adaptation measures, such as improved drainage and bushfire management, are also essential.

The local council and state government are working to address climate change risks in the region. This includes developing climate adaptation strategies, investing in infrastructure improvements, and providing information and resources to the community. However, individual action is also crucial to building resilience to climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Tacoma South?

Tacoma South faces risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is expected to increase the frequency and intensity of these events.

How will climate change affect property values in Tacoma South?

Properties in high-risk areas may experience decreased property values due to increased insurance premiums and potential damage from extreme weather events.

What can I do to prepare for climate change in Tacoma South?

You can develop an emergency plan, maintain your property to reduce bushfire risk, take precautions during heatwaves, and stay informed about climate risks and adaptation measures.

What is the council doing to address climate change in Tacoma South?

The Central Coast Council is developing climate adaptation strategies, investing in infrastructure improvements, and providing information and resources to the community.

Where can I find more information about climate change risks in Tacoma South?

You can find more information on the Central Coast Council website, the NSW State Emergency Service website, and the Bureau of Meteorology website.

Is Tacoma South a good place to invest in property considering climate change?

While Tacoma South offers many benefits, potential investors should carefully consider the climate change risks and take appropriate adaptation measures. Consult with local experts and review available climate data before making a decision.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Tacoma South, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections