📮 Stony Chute postcode: 2480

Flood Risk in Stony Chute, NSW: 2026 Assessment

Stony Chute, New South Wales· UNKNOWN· 2480
Stony Chute is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could exacerbate flood risk.Updated 20 May 2026

Is Stony Chute Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stony Chute, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Flood Risk Score

Not assessed

Stony Chute is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could exacerbate flood risk.

Key Facts

Flood Risk
Stony Chute is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could exacerbate flood risk.
Trend
increasing
Suburb
Stony Chute, NSW
Overall Risk
Medium
Postcode
2480

Flood Risk Analysis

Stony Chute, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local flood studies are available from the Lismore City Council.

Stony Chute is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could exacerbate flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Stony Chute. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Nearest WaterwayWilsons River
Elevation RangeVaries, some low-lying areas
Flood Zone ClassificationPotentially affected areas near Wilsons River

Historical Events

2022
Major

Severe flooding in the Northern Rivers region, including Stony Chute, caused widespread damage and displacement.

2017
Moderate

Significant flooding impacted the region, affecting Stony Chute.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees or improve drainage systems to mitigate flood risk.

Est. cost: High

Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as clearing vegetation and creating firebreaks.

Est. cost: Medium

Heat Action Plan

Immediate

Develop a community heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Low

Upgrade Building Standards

Long-term

Incorporate climate resilience measures into building codes, such as flood-resistant materials and energy-efficient designs.

Est. cost: Medium

Council & Emergency Services

Lismore City Council
Emergency Services

Data last updated: 20 May 2026

Explore Stony Chute Risk Reports

Frequently Asked Questions

Is Stony Chute at risk of flooding?

Based on available data, Stony Chute has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Stony Chute?

Insurance costs for flood cover in Stony Chute depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Stony Chute?

Yes, flood risk can affect property values in Stony Chute. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Stony Chute?

Elevation is a critical factor in flood risk. Properties at higher elevations within Stony Chute typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Stony Chute Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stony Chute, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections