Climate Risk in Point Clare, NSW

Point Clare, New South Wales· Central Coast· 2250
Updated May 2026

Point Clare faces a medium level of climate risk, primarily due to flooding, heatwaves, and coastal hazards. The suburb's proximity to Brisbane Water and surrounding bushland contribute to these risks. Climate change is expected to exacerbate these issues in the coming decades.

Is Point Clare Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Point Clare, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Point Clare

Flood

Point Clare is susceptible to flooding due to its proximity to Brisbane Water and low-lying areas. Heavy rainfall events can lead to stormwater and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Point Clare has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·Increased temperatures

Heat

Point Clare is likely to experience more frequent and intense heatwaves. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Point Clare faces coastal risks due to its location on Brisbane Water. Sea level rise and storm surges can lead to inundation and erosion.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

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Storm

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Energy

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In-Depth Climate Risk Guides for Point Clare

Detailed Hazard Analysis

heat Risk

Point Clare is likely to experience more frequent and intense heatwaves. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Point Clare is susceptible to flooding due to its proximity to Brisbane Water and low-lying areas. Heavy rainfall events can lead to stormwater and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Point Clare faces coastal risks due to its location on Brisbane Water. Sea level rise and storm surges can lead to inundation and erosion.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Point Clare has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·Increased temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area designations.
  • 2.Assess property's vulnerability to sea level rise.
  • 3.Inquire about past flood or bushfire events.
  • 4.Consider the cost of insurance and potential for increased premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade stormwater drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement Bushfire Management Plans

Immediate

Develop and implement bushfire management plans to reduce the risk of bushfires spreading to residential areas.

Est. cost: Low

Learn more

Raise Community Awareness

Near-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

Protect Coastal Areas

Long-term

Implement measures to protect coastal areas from erosion and inundation, such as building seawalls and restoring dunes.

Est. cost: High

Learn more

About Point Clare's Climate Risk Profile

Point Clare, located on the Central Coast of New South Wales, is exposed to a range of climate-related risks. Its low-lying position near Brisbane Water makes it particularly vulnerable to flooding from heavy rainfall and rising sea levels. The surrounding bushland also poses a bushfire threat, especially during hot and dry periods.

Rising temperatures are expected to increase the frequency and intensity of heatwaves in Point Clare, placing stress on residents and infrastructure. Coastal erosion and inundation are also concerns, as sea levels continue to rise and storm surges become more frequent.

The local council and emergency services are working to mitigate these risks through various adaptation measures, such as improving drainage infrastructure, implementing bushfire management plans, and raising community awareness. However, further action is needed to protect the suburb from the worst impacts of climate change.

Residents can take steps to reduce their own vulnerability, such as preparing emergency kits, maintaining their properties, and staying informed about weather warnings. By working together, the community can build resilience and adapt to the changing climate.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Point Clare?

The main climate risks in Point Clare are flooding, bushfires, heatwaves, and coastal erosion.

How is the local council addressing climate change?

The Central Coast Council is implementing various adaptation measures, such as improving drainage infrastructure and developing bushfire management plans.

What can residents do to prepare for extreme weather events?

Residents can prepare emergency kits, maintain their properties, and stay informed about weather warnings.

Will climate change affect property values in Point Clare?

Properties in high-risk areas may experience price reductions due to climate change.

Where can I find more information about climate risks in Point Clare?

You can find more information on the Central Coast Council website, the NSW State Emergency Service website, and the Bureau of Meteorology website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Point Clare, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections