📮 Hill Top postcode: 2575

Bushfire Risk in Hill Top, NSW: 2026 Assessment

Hill Top, New South Wales· Wingecarribee· 2575
Hill Top has a high bushfire risk due to its proximity to bushland. Hot, dry conditions exacerbate the risk, and climate change is projected to worsen these conditions.Updated 30 May 2026

Is Hill Top Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Hill Top, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Bushfire Risk Score

Not assessed

Hill Top has a high bushfire risk due to its proximity to bushland. Hot, dry conditions exacerbate the risk, and climate change is projected to worsen these conditions.

Key Facts

Bushfire Risk
Hill Top has a high bushfire risk due to its proximity to bushland. Hot, dry conditions exacerbate the risk, and climate change is projected to worsen these conditions.
Trend
increasing
Suburb
Hill Top, NSW
Overall Risk
Medium
Postcode
2575
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat

Bushfire Risk Analysis

Hill Top, New South Wales, has a hill top has a high bushfire risk due to its proximity to bushland. hot, dry conditions exacerbate the risk, and climate change is projected to worsen these conditions. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The RFS recommends maintaining a defensible space around properties.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Hill Top, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Hill Top including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Hill Top located in Regional (postcode 2575), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Hill Top.

Across the six hazard axes ClimateNest models, the dominant climate risk for Hill Top in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Hill Top, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Hill Top are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to Morton National Park
BAL Overlay / ZoneBushfire Prone Area
Bushfire Prone AreaYes

Historical Events

2019
Major

The Green Wattle Creek fire significantly impacted the region, causing widespread damage and posing a severe threat to communities.

2013
Moderate

Bushfires impacted the region, leading to property damage and evacuations in nearby areas.

Adaptation & Mitigation Actions

Improve property drainage

Near-term

Install or upgrade drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Low

Create a bushfire defensible space

Immediate

Maintain a clear area around your home by removing dry vegetation and flammable materials.

Est. cost: Low

Install energy-efficient cooling systems

Near-term

Consider installing air conditioning or other cooling systems to mitigate the impact of heatwaves.

Est. cost: Medium

Develop an emergency plan

Immediate

Create a plan that outlines what to do in the event of a flood, bushfire, or other emergency.

Est. cost: Low

Participate in community resilience programs

Long-term

Engage with local community groups and initiatives focused on climate change adaptation and disaster preparedness.

Est. cost: Low

Council & Emergency Services

Wingecarribee Shire Council
Emergency Services

Data last updated: 30 May 2026

Explore Hill Top Risk Reports

Frequently Asked Questions

Is Hill Top in a bushfire prone area?

Parts of Hill Top may be designated as bushfire prone land. Based on available data, Hill Top has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Hill Top?

BAL ratings in Hill Top depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Hill Top?

Yes, properties in bushfire-prone parts of Hill Top may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Hill Top?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

Is Hill Top Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Hill Top, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections