Climate Risk Profile: Harolds Cross, NSW
Harolds Cross faces moderate climate risks, primarily from flooding and heatwaves. Residents should prepare for more frequent extreme weather events. The suburb's inland location mitigates coastal risks.
Is Harolds Cross Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Harolds Cross, New South Wales, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections
Not ready to check your address? See a free sample report →
Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Harolds Cross
Flood
Flooding is a moderate concern in Harolds Cross, with potential for riverine and flash flooding during heavy rainfall events.
Key drivers:
- ·Increased rainfall intensity
- ·Urban development
Bushfire
Bushfire risk is present but relatively low in Harolds Cross due to the limited proximity to dense bushland.
Key drivers:
- ·Dry vegetation
- ·Wind patterns
Heat
Harolds Cross is likely to experience more frequent and intense heatwaves, posing risks to vulnerable populations.
Key drivers:
- ·Climate change
- ·Urban heat island effect
Coastal
Coastal risks are minimal in Harolds Cross due to its inland location.
Key drivers:
- ·Sea level rise
- ·Storm surges
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Harolds Cross
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Harolds Cross is likely to experience more frequent and intense heatwaves, posing risks to vulnerable populations.
Primary Drivers
- ·Climate change
- ·Urban heat island effect
flood Risk
Flooding is a moderate concern in Harolds Cross, with potential for riverine and flash flooding during heavy rainfall events.
Primary Drivers
- ·Increased rainfall intensity
- ·Urban development
- ·Climate change
coastal Risk
Coastal risks are minimal in Harolds Cross due to its inland location.
Primary Drivers
- ·Sea level rise
- ·Storm surges
bushfire Risk
Bushfire risk is present but relatively low in Harolds Cross due to the limited proximity to dense bushland.
Primary Drivers
- ·Dry vegetation
- ·Wind patterns
- ·Ignition sources
What This Means for Property Owners
Insurance Outlook
Premiums may increase due to flood and heatwave risks.
Price Impact
Potential for moderate price impacts in flood-prone areas.
Buyer Checklist
- 1.Check flood maps and insurance costs.
- 2.Assess property's heat resilience.
- 3.Consider bushfire risk if near bushland.
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve stormwater drainage
Near-termUpgrade stormwater infrastructure to handle increased rainfall intensity.
Est. cost: High
Learn moreDevelop a heatwave response plan
ImmediateImplement a plan to protect vulnerable residents during heatwaves.
Est. cost: Medium
Learn moreBushfire preparedness
Near-termClear vegetation around properties and prepare a bushfire survival plan.
Est. cost: Low
Learn moreCommunity awareness programs
Long-termEducate residents about climate risks and adaptation measures.
Est. cost: Low
Learn moreAbout Harolds Cross's Climate Risk Profile
Harolds Cross, NSW, is exposed to a range of climate-related risks that are projected to intensify in the coming decades. The most significant threats include increased flooding due to more intense rainfall events and rising temperatures leading to more frequent and severe heatwaves.
Flooding is a primary concern, with potential for both riverine and flash flooding. Climate change is expected to exacerbate these risks by increasing rainfall intensity. Residents and property owners should be aware of local flood maps and take appropriate precautions.
Heatwaves are also a growing threat, particularly for vulnerable populations such as the elderly and those with chronic health conditions. The urban heat island effect can further amplify temperatures in built-up areas. It's important to stay informed about heatwave warnings and take steps to stay cool during extreme heat events.
While bushfire risk is relatively low compared to other parts of NSW, it is still a factor to consider, especially during dry periods. Maintaining vegetation around properties and being aware of fire danger ratings are important preventative measures.
Coastal risks are minimal due to the suburb's inland location. However, the broader impacts of climate change, such as disruptions to supply chains and infrastructure, could still affect the community.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
Example Council
Frequently Asked Questions
What are the main climate change risks for Harolds Cross?
The main risks are increased flooding due to more intense rainfall and more frequent and severe heatwaves. Bushfire risk is also a concern.
How will climate change affect property values in Harolds Cross?
Property values in flood-prone areas may be negatively impacted. Properties with good heat resilience may be more desirable.
What is the council doing to address climate change?
The council is developing a climate strategy and investing in stormwater infrastructure upgrades.
How can I prepare my home for more frequent heatwaves?
Install insulation, use energy-efficient appliances, and plant shade trees.
Where can I find information about local flood risks?
Check the council's flood maps and the NSW State Emergency Service website.
Get your property's risk report
This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Harolds Cross, use our analysis tool.
Check Your flood Risk Now
Check Harolds Cross's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections