Climate Risk in Goulburn, New South Wales

Goulburn, New South Wales
Updated Mar 2026

Goulburn faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly in relation to flooding and heat. Residents should prepare for more frequent and intense extreme weather events.

Is Goulburn Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Goulburn, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Goulburn

Flood

Goulburn faces a moderate risk of flooding due to its proximity to the Wollondilly River and other waterways. Historical flood events indicate potential for inundation, particularly in low-lying areas.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The bushfire risk in Goulburn is moderate, with areas of bushland surrounding the town. Hot, dry summers and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Goulburn experiences high heat risk, with increasing average temperatures and more frequent heatwave events projected. This poses a threat to vulnerable populations and infrastructure.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Goulburn is located inland and does not face any direct coastal risks such as sea level rise or coastal erosion.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Goulburn

Detailed Hazard Analysis

heat Risk

Goulburn experiences high heat risk, with increasing average temperatures and more frequent heatwave events projected. This poses a threat to vulnerable populations and infrastructure.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Goulburn faces a moderate risk of flooding due to its proximity to the Wollondilly River and other waterways. Historical flood events indicate potential for inundation, particularly in low-lying areas.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Goulburn is located inland and does not face any direct coastal risks such as sea level rise or coastal erosion.

Data source

bushfire Risk

The bushfire risk in Goulburn is moderate, with areas of bushland surrounding the town. Hot, dry summers and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas prone to flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone land maps.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Consider potential impacts of climate change on property value.
  • 4.Review insurance options and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Management Plan

Immediate

Create a heatwave management plan to protect vulnerable populations, including cooling centers, public awareness campaigns, and early warning systems.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Implement water conservation measures to reduce water demand and ensure water security during periods of drought.

Est. cost: Low

Learn more

Upgrade Infrastructure Resilience

Long-term

Ensure that critical infrastructure, such as power grids and transportation networks, is resilient to extreme weather events.

Est. cost: High

Learn more

About Goulburn's Climate Risk Profile

Goulburn, located in the Southern Tablelands of New South Wales, is subject to a range of climate-related risks. The town's proximity to the Wollondilly River makes it vulnerable to flooding, particularly during periods of heavy rainfall. Climate change is projected to increase the intensity and frequency of extreme rainfall events, potentially leading to more severe flooding in the future.

Bushfire risk is also a concern in Goulburn, with surrounding bushland providing fuel for potential fires. Hot, dry summers and strong winds can create conditions conducive to bushfires, posing a threat to property and human life. While the overall bushfire risk is moderate, it is important for residents to be prepared and take necessary precautions.

Heatwaves are becoming more frequent and intense in Goulburn, posing a significant health risk, especially to vulnerable populations such as the elderly and those with pre-existing medical conditions. The urban heat island effect can further exacerbate the impact of heatwaves in built-up areas.

While Goulburn is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and economic activity, could indirectly affect the town. Adapting to these risks and building resilience is crucial for ensuring the long-term sustainability of Goulburn.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Goulburn?

Goulburn faces risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

How is the council preparing for climate change?

The Goulburn Mulwaree Council is developing and implementing strategies to mitigate and adapt to the impacts of climate change.

What can residents do to prepare for flooding?

Residents can prepare for flooding by staying informed about flood warnings, having an emergency plan, and protecting their property.

How can I protect my home from bushfires?

You can protect your home from bushfires by clearing vegetation around your property, having a bushfire survival plan, and ensuring you have adequate insurance.

What are the health risks associated with heatwaves?

Heatwaves can cause heatstroke, dehydration, and other health problems, especially for vulnerable populations. Stay hydrated, stay cool, and check on your neighbors during heatwaves.

Where can I find information about emergency services in Goulburn?

Information about emergency services in Goulburn can be found on the NSW Emergency Services website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Goulburn, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Goulburn, NSW | ClimateNest