Climate Risk in Forster, NSW

Forster, New South Wales· MidCoast Council· 2428
Updated Mar 2026

Forster is a coastal town in New South Wales that faces several climate-related risks. The primary concerns are flooding, heatwaves, and coastal erosion, which are expected to worsen with climate change. Residents should prepare for more frequent and intense extreme weather events.

Is Forster Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Forster, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Forster

Flood

Forster faces a moderate risk of flooding due to its coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Forster is moderate, with areas of bushland surrounding the town. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Forster experiences a high risk of heatwaves, particularly during the summer months. Rising temperatures can pose a threat to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Forster is exposed to coastal hazards such as sea level rise and erosion. Low-lying areas are particularly vulnerable to inundation.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Forster

Detailed Hazard Analysis

heat Risk

Forster experiences a high risk of heatwaves, particularly during the summer months. Rising temperatures can pose a threat to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Forster faces a moderate risk of flooding due to its coastal location and proximity to Wallis Lake. Intense rainfall events can lead to stormwater and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surge
Data source

coastal Risk

Forster is exposed to coastal hazards such as sea level rise and erosion. Low-lying areas are particularly vulnerable to inundation.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Bushfire risk in Forster is moderate, with areas of bushland surrounding the town. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas prone to flooding and coastal erosion.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and coastal erosion risk assessments.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider the long-term impacts of climate change on the property.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade stormwater drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Develop a heatwave preparedness plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Implement coastal protection measures

Long-term

Invest in coastal protection works such as seawalls and beach nourishment to reduce the impact of coastal erosion.

Est. cost: High

Learn more

Strengthen building codes

Near-term

Update building codes to ensure that new buildings are more resilient to climate change impacts such as flooding and heatwaves.

Est. cost: Medium

Learn more

Community awareness programs

Near-term

Educate residents about climate change risks and adaptation measures through workshops and online resources.

Est. cost: Low

Learn more

About Forster's Climate Risk Profile

Forster, located on the Mid North Coast of New South Wales, is a popular tourist destination known for its beaches, lakes, and natural beauty. However, the town is increasingly vulnerable to the impacts of climate change.

Flooding is a significant concern due to the town's proximity to Wallis Lake and the ocean. Intense rainfall events can cause stormwater and riverine flooding, impacting homes, businesses, and infrastructure. Sea level rise is also exacerbating the risk of coastal inundation.

Heatwaves are becoming more frequent and intense, posing a threat to public health, particularly for the elderly and those with chronic illnesses. The urban heat island effect can further amplify temperatures in built-up areas.

Coastal erosion is another major challenge, with rising sea levels and increased storm intensity threatening beaches, dunes, and coastal properties. Protecting these assets will require careful planning and investment in coastal management strategies.

Addressing these climate risks will require a coordinated effort from local government, residents, and businesses. Adaptation measures such as improved drainage, heatwave preparedness plans, and coastal protection works are essential to ensure the long-term sustainability of Forster.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Forster?

The main climate change risks in Forster are flooding, heatwaves, and coastal erosion. These risks are expected to worsen with climate change, potentially impacting homes, businesses, and infrastructure.

How is the local council addressing climate change?

MidCoast Council has developed a climate strategy that outlines actions to reduce greenhouse gas emissions and adapt to the impacts of climate change. This includes initiatives such as improving drainage infrastructure, promoting energy efficiency, and protecting coastal areas.

What can I do to prepare for heatwaves in Forster?

To prepare for heatwaves, stay hydrated, avoid strenuous activity during the hottest part of the day, and seek out air-conditioned environments. Check on elderly neighbors and friends, and be aware of the signs of heatstroke.

How can I protect my property from flooding in Forster?

To protect your property from flooding, ensure that your gutters and drains are clear, raise electrical appliances and furniture off the floor, and consider installing flood barriers. Check your insurance policy to ensure that you are covered for flood damage.

What is being done to protect Forster's beaches from coastal erosion?

MidCoast Council is implementing coastal management strategies to protect Forster's beaches from erosion. This includes beach nourishment, dune stabilization, and the construction of seawalls. The council is also working with the community to raise awareness about coastal erosion risks.

Where can I find more information about climate change impacts in Forster?

You can find more information about climate change impacts in Forster on the MidCoast Council website, the NSW Department of Planning and Environment website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Forster, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections