📮 Fennell Bay postcode: 2283

Bushfire Risk in Fennell Bay, NSW: 2026 Assessment

Fennell Bay, New South Wales· Lake Macquarie· 2283
While not immediately adjacent to dense bushland, Fennell Bay faces a moderate bushfire risk due to prevailing winds carrying embers from distant fires. Dry vegetation in surrounding areas can also contribute to the risk.Updated 21 May 2026

Is Fennell Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fennell Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Bushfire Risk Score

Not assessed

While not immediately adjacent to dense bushland, Fennell Bay faces a moderate bushfire risk due to prevailing winds carrying embers from distant fires. Dry vegetation in surrounding areas can also contribute to the risk.

Key Facts

Bushfire Risk
While not immediately adjacent to dense bushland, Fennell Bay faces a moderate bushfire risk due to prevailing winds carrying embers from distant fires. Dry vegetation in surrounding areas can also contribute to the risk.
Trend
stable
Suburb
Fennell Bay, NSW
Overall Risk
Medium
Postcode
2283
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat

Bushfire Risk Analysis

Fennell Bay, New South Wales, has a while not immediately adjacent to dense bushland, fennell bay faces a moderate bushfire risk due to prevailing winds carrying embers from distant fires. dry vegetation in surrounding areas can also contribute to the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

While not directly bordering dense bushland, Fennell Bay is located in a region with bushfire risk. Residents should maintain their properties and be aware of fire danger ratings.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Fennell Bay, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Fennell Bay including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Fennell Bay located in Coastal NSW (postcode 2283), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Fennell Bay.

Across the six hazard axes ClimateNest models, the dominant climate risk for Fennell Bay in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Fennell Bay, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Fennell Bay are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to Bushland2km to Awaba State Forest
BAL Overlay / ZoneSome areas may be subject to bushfire overlays.
Bushfire Prone AreaYes

Historical Events

2013
Minor

Bushfires in the region caused smoky conditions in Fennell Bay. While the suburb itself was not directly impacted, residents were advised to take precautions.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement heatwave early warning system

Immediate

Develop and implement a heatwave early warning system to alert vulnerable residents and provide guidance on staying safe during extreme heat events.

Est. cost: Low

Protect coastal areas

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to reduce the risk of erosion and storm surge.

Est. cost: High

Raise awareness of climate risks

Near-term

Conduct community education programs to raise awareness of climate risks and provide guidance on how to prepare for and respond to extreme weather events.

Est. cost: Low

Promote energy efficiency

Long-term

Encourage residents to adopt energy-efficient practices to reduce greenhouse gas emissions and mitigate climate change.

Est. cost: Low

Council & Emergency Services

Lake Macquarie City Council
Emergency Services

Data last updated: 21 May 2026

Explore Fennell Bay Risk Reports

Frequently Asked Questions

Is Fennell Bay in a bushfire prone area?

Parts of Fennell Bay may be designated as bushfire prone land. Based on available data, Fennell Bay has a location-specific bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Fennell Bay?

BAL ratings in Fennell Bay depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Fennell Bay?

Yes, properties in bushfire-prone parts of Fennell Bay may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Fennell Bay?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

Is Fennell Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fennell Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections