Climate Risk in Croki, NSW

Croki, New South Wales· MidCoast Council· 2430
Updated May 2026

Croki, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and bushfires. Sea level rise and more intense rainfall events are key drivers of these risks. Residents should prepare for more frequent extreme weather events.

Is Croki Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Croki, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Croki

Flood

Croki faces a notable risk of flooding due to its proximity to the Manning River and low-lying areas. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Croki has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Croki is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect

Coastal

Croki faces a moderate risk from coastal hazards, including erosion and inundation, due to its proximity to the coast and the Manning River estuary. Sea level rise will increase these risks.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Croki

Detailed Hazard Analysis

heat Risk

Croki is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
Data source

flood Risk

Croki faces a notable risk of flooding due to its proximity to the Manning River and low-lying areas. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding
Data source

coastal Risk

Croki faces a moderate risk from coastal hazards, including erosion and inundation, due to its proximity to the coast and the Manning River estuary. Sea level rise will increase these risks.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

Croki has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation density
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to increased climate risks.

Price Impact

Properties in high-risk areas may experience price decreases.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about past flood or bushfire events.
  • 4.Consider the cost of insurance and potential for future increases.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Learn more

Strengthen Coastal Defenses

Long-term

Implement measures to protect against coastal erosion and inundation, such as seawalls and dune restoration.

Est. cost: High

Learn more

Develop a Heatwave Management Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Implement Bushfire Mitigation Strategies

Near-term

Reduce bushfire risk through vegetation management, fire breaks, and community education programs.

Est. cost: Medium

Learn more

Raise Awareness of Climate Risks

Immediate

Educate residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Croki's Climate Risk Profile

Croki, located in the MidCoast Council region of New South Wales, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to the Manning River and the coast makes it particularly susceptible to flooding and coastal erosion.

Rising temperatures and changing rainfall patterns are expected to exacerbate existing risks. Heatwaves will become more frequent and intense, posing a threat to public health, especially for vulnerable populations. Bushfire risk is also projected to increase due to hotter, drier conditions.

The local council is developing strategies to mitigate these risks, but individual preparedness is also crucial. Residents should take steps to protect their homes and families from the impacts of extreme weather events.

Longer term, significant investment in infrastructure and adaptation measures will be needed to ensure the long-term resilience of Croki. This includes upgrading drainage systems, reinforcing coastal defenses, and implementing bushfire mitigation strategies.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Croki?

Croki faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change.

How will climate change affect property values in Croki?

Properties in high-risk areas may experience price decreases due to increased climate risks.

What is the council doing to address climate change in Croki?

MidCoast Council is developing strategies to mitigate climate risks, including upgrading drainage systems and implementing bushfire mitigation strategies.

How can I prepare my home for extreme weather events in Croki?

You can prepare your home by clearing gutters, trimming trees, and creating a bushfire survival plan.

Where can I find more information about climate change risks in Croki?

You can find more information on the MidCoast Council website and the NSW Office of Environment and Heritage website.

Is Croki a good place to invest in property considering climate change?

While Croki offers a desirable lifestyle, potential investors should carefully consider the increasing climate risks and their potential impact on property values and insurance costs. Conduct thorough due diligence and assess the specific location's vulnerability to flooding, bushfires, and coastal hazards.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Croki, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Croki, NSW | ClimateNest