Climate Risk in Coutts Crossing, NSW

Coutts Crossing, New South Wales· Clarence Valley· 2460
Updated May 2026

Coutts Crossing is a rural suburb in the Clarence Valley of New South Wales. It faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks in the future.

Is Coutts Crossing Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coutts Crossing, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Coutts Crossing

Flood

Coutts Crossing faces a moderate risk of flooding due to its proximity to the Orara River. Riverine flooding can inundate low-lying areas, impacting properties and infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow patterns

Bushfire

The area around Coutts Crossing has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·Hot summers

Heat

Coutts Crossing experiences moderately high temperatures during summer, with potential for heatwaves. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Coutts Crossing is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

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Energy

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In-Depth Climate Risk Guides for Coutts Crossing

Detailed Hazard Analysis

heat Risk

Coutts Crossing experiences moderately high temperatures during summer, with potential for heatwaves. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Coutts Crossing faces a moderate risk of flooding due to its proximity to the Orara River. Riverine flooding can inundate low-lying areas, impacting properties and infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow patterns
  • ·Urban development increasing runoff
Data source

coastal Risk

Coutts Crossing is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

The area around Coutts Crossing has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions during summer increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·Hot summers
  • ·Wind patterns
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider energy efficiency measures to reduce heat stress.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood levees and drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Education

Long-term

Raise awareness about climate risks and adaptation measures through community education programs.

Est. cost: Low

Learn more

About Coutts Crossing's Climate Risk Profile

Coutts Crossing, nestled in the Clarence Valley, is a community that needs to be aware of the increasing climate risks. The primary concern is flooding from the Orara River, which can impact homes and businesses in low-lying areas. Climate change projections indicate that rainfall intensity is likely to increase, leading to more frequent and severe flood events.

Bushfire risk is also a factor, particularly during the hot, dry summer months. The surrounding vegetation can fuel bushfires, posing a threat to properties and lives. While the risk is currently moderate, it's essential to maintain firebreaks and be prepared for potential bushfire events.

Heatwaves are another growing concern. As average temperatures rise, Coutts Crossing will likely experience more frequent and intense heatwaves, impacting vulnerable populations such as the elderly and those with chronic health conditions. Ensuring access to cooling centers and promoting heat safety measures are crucial.

While Coutts Crossing is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, can still affect the community. Adapting to these changes and building resilience is essential for the long-term sustainability of Coutts Crossing.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Coutts Crossing?

The main climate risks are flooding from the Orara River, bushfires, and heatwaves.

How is the Clarence Valley Council addressing climate change?

The council is developing and implementing climate adaptation strategies to reduce the impacts of climate change.

What can residents do to prepare for floods?

Residents can prepare by checking flood maps, having an evacuation plan, and ensuring they have adequate insurance coverage.

How can I protect my property from bushfires?

You can protect your property by clearing vegetation around your home, maintaining firebreaks, and having a bushfire survival plan.

What resources are available to help me cope with heatwaves?

You can find information and resources on the NSW Health website, including tips for staying cool and identifying heat stress symptoms.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Coutts Crossing, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections