Climate Risk in Coomba Bay, New South Wales

Coomba Bay, New South Wales· MidCoast· 2428
Updated May 2026

Coomba Bay faces moderate climate risks, primarily from flooding and coastal hazards due to its proximity to Wallis Lake. Residents should prepare for increasing heatwaves and potential bushfire risks.

Is Coomba Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coomba Bay, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Coomba Bay

Flood

Coomba Bay is susceptible to flooding due to its low-lying areas and proximity to Wallis Lake. Heavy rainfall events can lead to inundation of properties and infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The area surrounding Coomba Bay has some bushfire risk due to nearby vegetation. While not as high as other regions, residents should remain vigilant, especially during dry periods.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Coomba Bay experiences moderately high temperatures during summer. Climate change is expected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Located near Wallis Lake, Coomba Bay is vulnerable to coastal erosion and sea level rise. This can impact property values and infrastructure over time.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

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Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Coomba Bay

Detailed Hazard Analysis

heat Risk

Coomba Bay experiences moderately high temperatures during summer. Climate change is expected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Coomba Bay is susceptible to flooding due to its low-lying areas and proximity to Wallis Lake. Heavy rainfall events can lead to inundation of properties and infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage
Data source

coastal Risk

Located near Wallis Lake, Coomba Bay is vulnerable to coastal erosion and sea level rise. This can impact property values and infrastructure over time.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

The area surrounding Coomba Bay has some bushfire risk due to nearby vegetation. While not as high as other regions, residents should remain vigilant, especially during dry periods.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and coastal risks.

Price Impact

Properties in high-risk areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Obtain adequate insurance coverage.
  • 4.Consider long-term climate change impacts.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Learn more

Strengthen Coastal Defenses

Long-term

Implement coastal protection measures to mitigate erosion and sea level rise impacts.

Est. cost: High

Learn more

Develop Heatwave Management Plan

Immediate

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Learn more

Bushfire Risk Reduction

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs.

Est. cost: Medium

Learn more

Raise Awareness

Immediate

Educate the community about climate risks and adaptation strategies.

Est. cost: Low

Learn more

About Coomba Bay's Climate Risk Profile

Coomba Bay, located in the MidCoast region of New South Wales, is exposed to a range of climate-related risks. The primary concerns are flooding from heavy rainfall and rising sea levels, as well as coastal erosion impacting properties near Wallis Lake.

Bushfire risk is present due to surrounding vegetation, requiring residents to stay informed and prepared, especially during the hotter months. Heatwaves are also a growing concern, with increasing temperatures posing health risks to vulnerable individuals.

Climate change projections indicate that these risks will intensify in the coming decades. Increased rainfall intensity will exacerbate flooding, while sea level rise will further threaten coastal areas. Proactive adaptation measures are essential to protect the community and its assets.

Residents should stay informed about local emergency plans and take steps to prepare their properties for potential climate impacts. This includes maintaining adequate insurance coverage and implementing measures to reduce flood and bushfire risks.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Coomba Bay?

The main climate risks in Coomba Bay are flooding, coastal erosion, heatwaves, and bushfire risk.

How will climate change affect property values in Coomba Bay?

Properties in high-risk areas may experience price reductions due to increased flood and coastal risks.

What can I do to prepare my property for flooding?

You can raise the elevation of your property, install flood barriers, and ensure adequate drainage.

Where can I find information about bushfire risk in Coomba Bay?

You can find information about bushfire risk on the NSW Rural Fire Service website.

How can I stay safe during a heatwave?

Stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity.

What is the council doing to address climate change?

MidCoast Council is developing and implementing climate adaptation strategies to reduce the impacts of climate change on the community.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Coomba Bay, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections