📮 Clovelly postcode: 2031

Flood Risk in Clovelly, NSW: 2026 Assessment

Clovelly, New South Wales· Randwick· 2031
Clovelly faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.Updated 24 May 2026

Is Clovelly Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clovelly, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Flood Risk Score

Not assessed

Clovelly faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.

Key Facts

Flood Risk
Clovelly faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.
Trend
increasing
Suburb
Clovelly, NSW
Overall Risk
Medium
Postcode
2031
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat

Flood Risk Analysis

Clovelly, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near Clovelly Beach and along the drainage channels.

Clovelly faces a moderate risk of flooding, primarily from heavy rainfall events and coastal inundation. The risk is exacerbated by the suburb's proximity to the coast and low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Clovelly located in Greater Sydney (postcode 2031), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Clovelly.

Across the six hazard axes ClimateNest models, the dominant climate risk for Clovelly in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Clovelly, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Clovelly are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayClovelly Beach
Elevation Range0-40 meters
Flood Zone ClassificationCoastal and riverine floodplains

Historical Events

2015
Minor

Heavy rainfall caused localized flooding in low-lying areas of Clovelly.

Adaptation & Mitigation Actions

Upgrade drainage infrastructure

Near-term

Improve drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Protect coastal ecosystems

Near-term

Restore and protect coastal ecosystems, such as sand dunes and mangroves, to provide natural buffers against coastal erosion and storm surges.

Est. cost: Medium

Implement heatwave early warning systems

Immediate

Develop and implement heatwave early warning systems to alert residents to impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote energy efficiency

Long-term

Encourage residents and businesses to adopt energy-efficient practices to reduce greenhouse gas emissions and lower energy costs.

Est. cost: Low

Raise community awareness

Near-term

Conduct community workshops and educational campaigns to raise awareness about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Randwick City Council
Emergency Services

Data last updated: 24 May 2026

Explore Clovelly Risk Reports

Frequently Asked Questions

Is Clovelly at risk of flooding?

Based on available data, Clovelly has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Clovelly?

Insurance costs for flood cover in Clovelly depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Clovelly?

Yes, flood risk can affect property values in Clovelly. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Clovelly?

Elevation is a critical factor in flood risk. Properties at higher elevations within Clovelly typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Clovelly Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clovelly, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections